The amount of the bill is to remind you that you need to repay your credit card in the current month. If there is a negative number, it means that you owe more money before. This situation is called credit card overpayment, which can be directly consumed. Personally, I suggest spending by credit card, and cash withdrawal is not supported.

Because there will be a high handling fee for withdrawing cash, yes, even your own money will be charged. When the credit card balance is negative, you should pay attention to the following points:

1. When canceling the credit card, be sure that there is no arrears or overpayment in the card.

Credit card can be used as your available credit card, and this money is your own.

Don't be nervous when you find that the balance is negative. That's just the money you paid back, not the debt.