China Construction Bank has not stipulated the upper and lower limits of credit card credit limit. The credit card amount applied for the first time is often not high, not exceeding 1 000 yuan, while the gold card amount of CCB is only 1 000-50,000 yuan.
The first credit line of CCB credit card is closely related to the information provided by the applicant. The more detailed the information, the higher the success rate of card processing and the higher the corresponding limit. Moreover, the fixed withdrawal of CCB credit cards is very difficult, and it is usually necessary to supplement financial proof. Therefore, if it is the first time to apply for a CCB credit card, it is recommended to provide as many proof materials as possible.
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Precautions:
1. You can use a credit card when you use it, because there is no interest period when you consume it; Pu cards that are spent more than 3 times a year can be exempted from annual fees.
2. Try not to withdraw cash: not only do you have to charge fees, but there is no interest-free period, and the daily interest rate is extremely high, which is not worth it.
If money is tight, you can use the minimum repayment amount. Although the interest rate is very low, it will not affect the credit history. But you'd better pay it off as soon as possible.
4. Changing the repayment date to 3-5 days after the payday can avoid financial difficulties to some extent. Try not to change the payment date frequently.
5. Don't apply for excessive credit limit. Usually, the credit card amount is the best amount of personal salary for 3 months.