Which industrial and commercial credit card is easier to apply for and has a higher limit

1. ICBC Endeavor Lang Ping Credit Card: The credit card endorsed by Lang Ping has three levels: regular card, gold card and simple platinum card. They are all free of annual fees within the validity period, and can provide benefits such as a 3-day grace period for repayment, free foreign exchange fees, and mobile phone insurance up to 1,990 yuan.

2. Cosmic Constellation Credit Card: There are two levels: gold card and simple white card, both of which are free of annual fees within the validity period. You can enjoy a 3-day grace period, 0 foreign exchange fees, and 10 times points for purchases on your birthday. , free account security insurance, account security lock and other service rights.

3. ICBC UnionPay Zodiac Credit Card: There are two levels: gold card and platinum card, both of which can conditionally reduce the annual fee. It can provide 3-day repayment grace period, travel inconvenience insurance, account security insurance and other service rights, as well as the opportunity to waive the first cloud quick payment of each month, 12306 ticket purchase up to 20 yuan and other discounts.

ICBC credit cards are the credit cards with the highest circulation in China. The main types of ICBC credit cards include: Peony International Credit Card, Peony Credit Card, and Peony Credit Card; according to the brand of ICBC credit cards, they are divided into: Peony Visa Card, Peony MasterCard and Peony Express Card; according to credit level, they are divided into: Platinum Card, Gold Card and Ordinary Card; according to the issuing objects, they are divided into business cards and personal cards, of which personal cards are divided into primary cards and supplementary cards.

Peony International Credit Card

Peony International Credit Card is an international-level credit card product launched by the Industrial and Commercial Bank of China. International cards are used both at home and abroad, and are settled in RMB and a designated foreign currency. The Peony International Card adopts a revolving credit transaction method. For consumption overdrafts within the credit limit, if the payment is repaid in full before the due repayment date, you can enjoy the interest-free repayment discount. This card is accepted worldwide.

Peony Credit Card

Peony Credit Card is issued by the Industrial and Commercial Bank of China and gives cardholders a certain credit limit. Cardholders can consume within the credit limit and then repay. credit card. The credit card uses a revolving credit transaction method. For consumption overdrafts within the credit limit, if you repay in full before the due repayment date, you can enjoy interest-free repayment discounts.

The Peony credit card can be used at UnionPay acceptance points in China, Hong Kong, China, Macau, Thailand, South Korea, Singapore and other countries. It is settled in RMB and has transfer settlement, cash deposits and withdrawals, credit consumption, etc. Function.

Peony Credit Card

Peony Credit Card is a credit card issued by the Industrial and Commercial Bank of China. It is a RMB credit card that can only be used within the People's Republic of China and the People's Republic of China. Settled in RMB, it has functions such as credit consumption, transfer settlement, cash deposits and withdrawals, etc. Peony credit cards are divided into business cards and personal cards according to different issuance objects; they are divided into gold cards and ordinary cards according to different credit levels.

Loss Reporting Guide

Reporting Loss at Branches

If a cardholder loses his or her credit card, he or she can apply for a loss report at a nearby ICBC branch. Loss reporting applications can be made at any ICBC outlet, and there is no need to go to the card issuing outlet to report the loss. Applying for a loss report at an outlet is a formal loss report. If you need to cancel the loss report, please go to the Peony Card issuing department in the region where your credit card account is located to handle the relevant procedures.

Self-service loss reporting

Self-service loss reporting means that you can temporarily report the loss of your online banking or telephone banking registered card, linked card or linked account to fully protect the security of your funds. .

Which type of industrial and commercial credit card is best and has the highest application limit?

ICBC credit cards have different credit limits depending on the card type. (Jingxiang said card A)

1. The limit of ordinary cards is 0-20,000 yuan.

2. The limit of gold card is 10,000-50,000 yuan.

3. The limit of the platinum card is more than 50,000 yuan.

The credit limit of ICBC credit card can be automatically upgraded. The specific credit limit is determined by the ICBC Credit Card Center based on the cardholder's solvency assessment results. The materials submitted when applying for a credit card can improve the bank's credit evaluation of the cardholder and be used to increase the initial limit of the credit card.

I would like to ask which card type is better for ICBC credit cards

I recommend the following ICBC credit cards with richer benefits and higher limits:

1. ICBC Shangri-La co-branded platinum card;

2. ICBC Universe Constellation Credit Card;

3. ICBC JD Little White Card.

These card types are all worth applying for. You can refer to them and choose the most suitable card according to your needs.