Industrial and Commercial Bank of China’s Struggle Credit Card holders do not need to worry about annual fees. According to the official announcement, ICBC provides all customers who successfully apply for the Struggle Credit Card, including Simple Platinum Card, Gold Card and Regular Card, with a lifetime annual fee exemption. As long as the card is valid, there is no need to pay an annual fee.

The design of the Endeavor Credit Card is simple and elegant. The card surface is mainly in three solid colors: black, red and blue, and is divided into three levels: platinum, gold and ordinary. It is particularly worth noting that the application deadline for this credit card is December 31, 2020. If you miss this time, you may not be able to enjoy this benefit.

In addition, the Endeavor Credit Card also provides a number of practical functions. For example, cardholders enjoy a 3-day time-limited service, that is, repayment within 3 days after the repayment date is deemed to be repayment on time. At the same time, if the outstanding portion of the bill does not exceed 10 yuan, it will be considered to be paid in full even within the grace period. For users who like to spend overseas, the Endeavor Credit Card also waives foreign exchange fees for all 10 major foreign currencies.

In terms of other financial services, Endeavor Credit Card provides revolving credit, interest-free repayment period, and a variety of payment methods, such as installment payment options such as telephone, POS, counter, online banking, and 24-hour online banking services. Electronic reconciliation and points reward program provide cardholders with all-round convenience.

The above information comes from the World Struggle Credit Card page on the official website of the Industrial and Commercial Bank of China, which is the authoritative source for understanding this credit card.