Credit card withdrawal is different from credit card withdrawal. Cash withdrawal by credit card is one of the inherent functions of credit card itself. Cardholders can withdraw cash from the bank by credit card. Credit card withdrawal mainly includes overdraft withdrawal and overpayment withdrawal. You need to pay interest for overdraft cash withdrawal, and the interest will be calculated from the day you withdraw cash, while the overpayment cash withdrawal does not require interest, only a part of the handling fee, depending on the bank's regulations.

The comparison of cash withdrawal fees of different banks' credit cards is as follows:

China Merchants Bank-regardless of whether there is any deposit in the credit card, the cash handling fee for the credit card is 1% per transaction, with a daily minimum of 10 yuan and a maximum of 1000 yuan. The current interest rate for credit card overdraft is five ten thousandths per day.

China bank credit card-cash overdraft, handling fee 1%, minimum handling fee from 8 yuan 12 yuan. The interest is five ten thousandths of a day; The credit card itself has deposits, and the handling fee for each transaction is five thousandths, ranging from the lowest in 5 yuan to the highest in 200 yuan.

In some places, our local cash withdrawal is free. )

Citic southern fund Co-branded Card only accepts 10 RMB for cash withdrawal and 1 USD for cash withdrawal in foreign currency.

Bank of Communications-handling fee 1%, minimum 10 yuan, interest 0.5 ‰ per day. When there is a deposit in the credit card itself, the handling fee is 0.5 ‰ per transaction.

The local ICBC charges no handling fee regardless of whether it overdraws or not, and only charges five ten thousandths of interest every day.

There is a handling fee for going to a different place or bank. )

China Construction Bank-No matter whether there is any deposit in the credit card, the cash handling fee of the credit card is 0.5% per transaction, ranging from the lowest in 2 yuan to the highest in 50 yuan, with a maximum of 2,000 yuan per day. The current interest rate for credit card overdraft is five ten thousandths per day.

Agricultural Bank of China-1%, with interest of five ten thousandths.

Guangfa card-there is no handling fee for withdrawing the self-owned deposits of credit cards, and the overdraft is 2.5%, with a minimum of 10 yuan.