I don’t understand. Why do you need to speak Japanese when you bring a Japanese person to apply for a card? Just ask him to say it, right?

Does it mean that you want to take a Japanese person to a bank in China to apply for a card for this Japanese person, or do you want to take a Japanese person to a bank in Japan to apply for a card for you?

If it is the latter, the suggestions are as follows:

1. Sorry, I would like to apply for a new account: すみません, Shinguikouza (しんきこうざ) を神込 (もうしこみ) /开き（ひらき）たいですが

2. This is my ID card/passport and private seal: これはprivate identity certificate (みぶんしょうめいしょ)/パースポートと seal (いんかん）です. (A private seal is required to apply for a bank card in Japan, so don’t forget to bring it)

3. Password: Secret ID number (あんしょうばんごう)

4. How much do I want to deposit? Money goes in: まず、この（いくらの）お金を Advance（よきん）したいですが

Transfer: Zhen込（ふりこみ）

Overseas remittance: overseas money (かいがいそうきん）

In Japan, you can easily make deposits and withdrawals at ATMs. All you need is to open an account.

To open an account, Japanese above average is almost enough.