1. If a credit card is overdue because of forgetting to repay, the customer must pay off the debt as soon as possible after finding out, and do not continue to be overdue. Otherwise, a lot of overdue interest will be generated. The longer the arrears are, the more the customer will have to repay, and the more serious the damage to personal credit will be. At that time, the use of the card is also likely to be restricted, and new credit services will be applied for in the future. It is also likely to be hindered by credit issues.

2. If the amount of debt is relatively large and the customer is unable to pay it off at the moment, the amount will be paid first. As for the remaining balance that is really unpayable, customers can contact the card-issuing bank’s customer service for negotiation and try to apply for an extension of the repayment period, repay the debt in installments, or suspend interest payments; or they can also try to borrow money from close relatives and friends to repay it. credit card.

3. It is recommended that customers develop a good habit of repaying their loans on time, especially remembering the repayment date and not forgetting to repay. If you feel that the bill is still unfinished, you can apply for bill installment in advance before the repayment date, or you can pay the minimum repayment amount of the bill first.