The CITIC Bank JD Little Gold Card is jointly issued by CITIC Bank and JD Finance. Through this joint debit card, customers of both parties can achieve one-card direct access on platforms other than banks and enjoy bank financial functions and services. Value-added services.

After the application is accepted, the bank card will be sent to the customer's designated address by mail. It should be noted that when customers open a card for the first time, they need to bring the card and a valid ID to a CITIC Bank branch to activate it. This is also a requirement based on regulatory requirements and personal bank card security considerations.

When the customer successfully applies for the CITIC Bank JD.com Small Gold Card and opens the card, the account balance will be signed into CITIC Bank's balance financial product "Xinjin Pot", and the subscription setting of the money market fund will be automatically completed, "Xinjin Pot" Automatic association and balance intelligent financial management functions.

CITIC Bank’s “Xinjinbao” product is the first cash management tool launched in the banking industry. When the balance is transferred to the signed "Xinjinbao" account, it is mainly used to automatically purchase money market fund products.