The agency mode means that the agency bank directly promotes to customers, and customers apply for credit cards in the agency business, and all credit card business is carried out by the agency bank.
The mode of cooperation refers to the cooperation between the correspondent bank and the clearing bank. Clearing banks issue cards uniformly, and agents help to promote them to customers. At the same time, the institution can also clear overdraft transactions through clearing banks.
Agency means that in areas not covered by the banking service network, the bank entrusts some powerful and reputable enterprises, institutions, commercial organizations and legal associations to provide certain agency services on behalf of the bank with or without compensation.
What are the credit card jobs that the organization is responsible for?
The agency is responsible for the credit card work as follows:
1. Expand and develop overseas credit card business, expand the credit scope of RMB credit cards, design new credit card business varieties, and adjust the structural proportion between different credit cards;
2. Prepare and implement the purchasing and printing plan of credit card machines, and manage credit card machines and related vouchers;
3. Develop cardholders, review the credit standing of applicants and guarantors, and open accounts and issue cards for them;
4. Special merchants, for special merchants, make fund settlement with the issuing bank;
5. Handle the cash deposit and withdrawal business of credit cards, transfer and settlement business of large purchases in different places, and send statements to customers;
6. Credit control and credit granting for cardholders, special merchants and cash withdrawal outlets.