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Types of financial dispute cases

1. Credit card disputes

Credit card disputes are a relatively large number of financial disputes, mainly caused by serious overdrafts or overdue repayments by credit card holders. case.

2. Financial loan contract disputes

Financial loan contract disputes refer to disputes arising from the signing or performance of a financial loan contract between the two parties due to the borrower borrowing money from a financial institution. The main issue is the loan. Disputes arising from a person's overdue payment, that is, failure to repay the loan principal or pay interest within the time limit stipulated in the contract. The main types of guarantee disputes involved in financial loans include: financial loan guarantee disputes, financial loan mortgage guarantee disputes and financial loan pledge guarantee disputes.

3. Financial lease contract disputes

Financial lease contract disputes refer to when the lessor purchases the leased property from the seller based on the lessee’s choice of seller and lease price, and Disputes arising from a contract under which the property is provided to the lessee for use and the lessee pays rent.

4. Bill disputes

Bill disputes are a series of disputes caused during the circulation process of bills. Bill disputes mainly include disputes over the right to claim for bill payment, disputes over the right to recourse for bills, disputes over the right to claim for bill delivery, disputes over the right to claim for bill return, disputes over liability for bill damage, disputes over the right to claim for the return of bill benefits, disputes over the right to claim for the issuance of bill receipts, and bill guarantees. Disputes, disputes over confirmation of bill invalidity, bill agency disputes, bill repurchase disputes, etc.

5. Insurance disputes

Insurance disputes are mainly disputes related to insurance contracts, including: disputes over compulsory motor vehicle traffic accident liability insurance, motor vehicle commercial insurance disputes, and property insurance Disputes, life insurance disputes, subrogation disputes.

6. Securities disputes

Securities disputes mainly include: securities misrepresentation liability disputes, securities insider trading, and civil compensation disputes caused by listed companies' violations.

7. Financial entrustment contract disputes

Financial entrustment contract disputes are mostly disputes caused by customers entrusting funds to financial institutions for financial investment. For example, if a customer entrusts a bank with a sum of funds to invest in securities and promises a guaranteed return, and then a loss-making bank refuses to honor the return, a rights dispute arises.