At present, there is no detailed birthplace on the Internet. Cui was born in February 1972. He graduated from Suzhou University Business School with a major in business administration, a senior economist and an EMBA from China Europe International Business School.

Before joining Shanghai Bank, he worked in China Construction Bank for a long time and was an out-and-out "old CCB man". Regionally, Cui has not only completed his studies in Suzhou, but also worked in Suzhou for many years, and has a deep understanding of Suzhou's financial development. He has served as deputy director of propaganda and mass work department of Suzhou Branch of China Construction Bank, secretary of the Communist Youth League Committee, general manager of human resources department, president of Wuzhong Branch of Suzhou Branch, and director of Nanning Operation Center of Credit Card Center of China Construction Bank.