First of all, a credit card is a debit card issued by a bank or a credit card company to a cardholder. The cardholder can spend money, withdraw cash, and pay off the debt within a certain period of time, or choose to pay by installments. Online loan refers to the loan service provided through the online platform. Individuals or enterprises can apply for loans on the online loan platform and pay off the principal and interest within a certain period.

Secondly, the credit card loan amount is relatively small, which is generally suitable for small consumption, while the online loan loan amount is relatively large, which is suitable for large-scale investment or consumption.

in addition, credit cards generally have a certain credit limit, and cardholders can freely control it within the credit limit, while online loans need to be reviewed and evaluated, and only qualified borrowers can get loans.

So, although credit card and online loan are both loan methods, there is still a big difference between them, and you need to choose to use them according to your own needs and actual situation!