What if one or more credit cards are overdue and have no money?

1. Borrow money from relatives and friends to make up for the loopholes temporarily.

If it's only a temporary situation, you will soon have enough money to ask friends and relatives for help.

2. Apply for deferred repayment.

in case of unexpected circumstances, such as being ill in hospital or being unemployed, you can contact the customer service of the bank. Tell the customer service about your real situation, and then apply for deferred repayment.

3. Apply for suspension of interest and payment by installment.

when the situation is serious and repayment is relatively more difficult; You can contact the bank customer service. Provide relevant materials to apply for suspension of payment and repayment in installments.

4. apply to the bank for credit card debt relief.

negotiate with the bank to reduce the credit card debt. If negotiation fails, the credit card debt can be reduced through judicial organs.

2. What are the conditions for maliciously overdrawing multiple credit cards to be considered as surrender?

1. Voluntary surrender after committing a crime;

2. Confess your crimes truthfully;

3. It must be examined and prosecuted.

3. What are the rules for summoning suspects by maliciously overdrawing multiple credit cards?

1. When summoning a criminal suspect, he shall show his summons card and the people's police card of the investigator, and order him to sign and fingerprint the summons card.

2. After the criminal suspect arrives at the case, he shall fill in the time of arrival on the summons card. At the end of the summons, it shall fill in the time of the end of the summons on the summons card. If the criminal suspect refuses to fill it out, the investigator shall indicate it on the summons card.

3. The investigator can summon the criminal suspect found at the scene orally after showing the people's police card, and inform the summoned person of the reasons and basis. In the interrogation record, the way of the criminal suspect's arrival at the case shall be indicated, and the time of arrival at the case and the end time of summons shall be indicated by the criminal suspect.

4. A criminal suspect who voluntarily surrenders or is turned over to the public security organ by the masses may be summoned according to law.

4. What are the circumstances under which criminals who maliciously overdraw multiple credit cards can be executed outside prison?

(1) Having a serious illness that requires medical parole;

(2) women who are pregnant or breast-feeding their babies;

(3) Being unable to take care of himself in life, and the application of temporary execution outside prison will not harm the society.

even if only one credit card is overdue, it should be handled in time according to the actual situation of the individual. If the consumption records of multiple credit cards show that the consumption level of the parties has obviously exceeded their personal income ability, if there is suspicion of malicious overdraft, the bank will not agree to stop paying interest. Those who fail to repay in time may be investigated for criminal responsibility.