Benefits of Xi’an Bank Platinum Card
1. Enjoy high credit limits:
Platinum credit card limits range from tens of thousands to hundreds of thousands of yuan. The bank can even reach more than 1 million yuan. The high limit of platinum credit card can meet the cardholder's card consumption needs in a wider range.
2. Enjoy multiple benefits:
Swipe your card to enjoy multiple points, free aviation accident insurance and delay insurance, roadside assistance services, car rental discounts, free golf, and airport VIP rooms services, free upgrades on airplanes or high-speed trains, and free physical examination services, as well as dedicated customer service hotlines of banks, skip-the-line banking services, etc.
What is the general credit limit of Bank of Xi'an?
The credit card levels of Bank of Xi'an can be divided into four levels: regular card, gold card, platinum card and diamond card. The credit limits of different levels of credit cards are different. Same.
The credit limit of Xi'an Bank's regular credit card is between 1,000 and 10,000 yuan; the credit limit of gold card is between 10,000 and 50,000 yuan; the credit limit of platinum card and diamond card is more than 50,000 yuan. However, when applying for a credit card, the actual credit limit is still based on the applicant's qualifications.
Extended information:
Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when consumption, and repayment will be made on the billing date (BillingDate).
Credit cards are divided into credit cards and quasi-credit cards. A credit card refers to a credit card in which the cardholder has a certain credit limit and can consume within the credit limit and then repay;
A quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve as required. When the reserve account balance is insufficient for payment, the card can be overdrawn within the specified credit limit. The so-called credit card generally refers to a credit card only.
Repayment methods:
The methods within the card-issuing bank include: card-issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. After repayment, the credit card limit will be restored immediately, and the payment will generally be credited to the account after the system processes it on the same day.
Weiyintong POS mobile phone and Weiyintong POS mobile phone are a mobile financial system personal payment terminals that can be used to directly repay by swiping cards, as well as perform transfers and other services. Instant payment!
Transfer/remittance repayment is mainly divided into two methods: inter-bank inter-bank in the same city and inter-bank inter-bank in different places. Regardless of the method of transfer or remittance, the remittance bank will charge a certain fee. At the same time, the time it takes for the money to arrive and the convenience of repayment are not as good as intra-peer repayment, online repayment, convenience store repayment and other methods.
The more common domestic online platforms for online repayment include: UnionPay Online, Kuaiqian, Shengfutong, Alipay, Tenpay, etc. Depending on the platform and bank you choose, the charging standards and specific payment arrival time will be different.
This method of convenience store repayment is mainly completed through the "Lakala" smart payment terminal installed in the convenience store. Generally, the payment time takes 2 to 3 working days. At the same time, using this There is no handling fee for repayment.
Counter repayment counter refers to bank cards issued by various networked financial institutions, which can be used to conduct RMB current deposit and withdrawal transactions through the counters of other bank branches registered in the UnionPay exchange center host system.
The "Xinpaytong" smart credit card phone for repayment is an innovative electronic product independently developed by China UnionPay, certified by the Bank Card Testing Center, and supported by financial services provided by China UnionPay's inter-bank information exchange network.
Use "Repayment Tong" to make repayments, and the fees are generally charged according to the fee standards for intra-city inter-bank transfers and long-distance inter-bank remittances stipulated by the local People's Bank of China.
Other methods In addition to the methods mentioned above, card issuers have also opened their own unique repayment methods in order to facilitate cardholders' repayment.
Is it easy to apply for the Standard Platinum Card of Bank of Xi'an?
Easy to apply
Online application first requires users to log in to the official website of Bank of Xi'an and enter On the credit card page, find the credit card product you want to apply for; then click Apply; after the page jumps, fill in all the relevant information as required, and finally submit the credit card application. After the credit card application is successfully submitted, the bank will enter the credit card approval process. If approved, the card will be printed, sent, and sent to the applicant. For offline applications, you also need to submit your personal information to the bank for review and application.
In short, the application process for Bank of Xi'an credit card is very simple, as long as the user submits personal information to the bank for review and application. After the bank has passed the review, the review results will be sent to the user.
That’s it for the introduction of Bank of Xi’an credit card.