Minimum repayment amount = 10 consumption balance, 10 cash withdrawal balance, interest balance, other payable fee balance, and the unpaid portion of the minimum repayment amount of the previous period.

According to data from Hualu.com: The formula for calculating the minimum repayment amount for using a card is the minimum repayment amount = 10 consumption balance, 10 cash withdrawal balance, interest balance, other payable fees balance, and the unpaid portion of the minimum repayment amount of the previous period. Repaying the minimum repayment amount can avoid overdue payments that will affect your personal credit record.

The minimum repayment amount means that if the cardholder has difficulty repaying all the amount payable before the due payment date (inclusive), he can repay according to the minimum repayment amount stipulated by the card issuing bank, with a daily interest rate of Five ten thousandths, calculated from the date of consumption, and cannot enjoy the interest-free repayment period.