Usually when a credit card expires and the card is replaced, once the new card is activated, the old card will be invalid and cannot be used.

There are two ways to replace the China Merchants Bank credit card when it expires;

1. You can go to the counter of China Merchants Bank and directly apply for a new card. Fill in the relevant information and the bank application will be successful. After that, you can usually receive the new card from the bank in about a month;

2. China Merchants Bank Credit Card will generally remind cardholders through text messages or emails about one month before the card expires. The cardholder is asked to change their credit card and the cardholder is asked to confirm the delivery address. After the receiving address is confirmed, China Merchants Bank will take the initiative to send the credit card you want by registered mail.