If the uploaded consumption voucher fails, you must contact the manual customer service. As long as the materials presented are true and valid, it is generally recognized by Shanghai Pudong Development Bank.
if the audit fails, the use of the universal card may be terminated, and the cardholder may be required to settle the remaining unpaid amount.
In addition, users are advised to prepare regular machine-printed tax invoices. Handwritten invoices are generally not recognized.
Extended information:
According to commercial practice, not all goods or services are provided with purchase vouchers or service receipts, such as services of haircut and shoe repair, and sales of vegetables and fruits in farmers' markets.
however, if consumers ask for purchase vouchers or service documents, operators must issue them.
otherwise, consumers have the right to request the relevant departments to enforce their performance and impose corresponding sanctions.
Shopping vouchers are divided into two categories: (1) Original foreign vouchers refer to vouchers obtained from other units when economic transactions occur with them.
such as invoices, airplane and train bills, bank receipt and payment notices, invoices obtained from suppliers when enterprises purchase goods and materials, etc.
(2) Self-made original vouchers refer to the vouchers filled in by the internal handling department or personnel of the unit when economic and business matters occur or are completed.
such as material receipt, picking list, work start list, cost calculation list, sales issue list, etc.
Of course, when issuing bills, business operators must be truthful, and must not falsify the amount and date, or exclude or restrict the rights of consumers on bills.
consumers must enhance their awareness of the right to obtain purchase vouchers or service documents, and properly keep the bills in their hands, so as to identify the subject of claim and safeguard their legitimate rights and interests in case of consumption disputes. Consumers should pay attention to the content of the shopping invoice should be consistent with the express guarantee at the time of shopping.
if you buy a sheepskin jacket, if the invoice only says "jacket", once it is found that it is fake sheepskin, it is difficult to prove the claim.
Another example is that when shopping, the merchant clearly sells at a preferential price, but the word "handle" is written on the invoice. When there is a quality problem, it is the consumer who suffers. What are the consequences of the failure to upload the PUFA consumption voucher
1. If the user fails to upload the consumption voucher or uploads it as a pass. The bank will ask the user to pay off the installment amount and handling fee in one lump sum.
2. At the same time, refuse to apply for installment business again. Or the bank will reserve the right to reduce the amount or restrict transactions.
3. Failure to upload the consumption voucher as agreed. It will have an impact on other businesses handled by credit cards in the future.
4. Generally speaking, if the user fails to upload the consumption voucher as required. Banks have the right to require users to pay off the installment amount and handling fee in one lump sum, and refuse to apply for installment business again. Users are advised to keep as many consumption vouchers as possible when spending, in case of emergency. Among them, the consumption voucher includes receipts, invoices, etc., and the consumption voucher cannot be less than 9% of the consumption amount. What should I do if the Pufa Universal Payment Voucher fails? The experience of netizens tells you the consequences
Many people are required by the bank to provide relevant consumption vouchers to verify the use of funds after using the Pufa Universal Fund, but this situation is more troublesome. Let's take a look at what to do. As we all know, when examining and approving Pudong Development Universal Fund, we need to choose the use of funds, and the consumption vouchers required by banks must match the use of funds applied for at the time of processing. Generally, materials that can prove the lender's consumption can be regarded as consumption vouchers, such as invoices, receipts, contracts, and so on. After receiving the submitted consumption voucher, Shanghai Pudong Development Bank will conduct an audit. If the audit fails, it may terminate the Pudong Development Universal Gold Contract, require the cardholder to repay the remaining unpaid installment amount in one lump sum, and also collect liquidated damages. Previously, some netizens had encountered similar experiences. The netizen applied for a 1,-yuan Pudong universal fund to own the renovation of his hometown and pay it off in three years. Later, the card department of Shanghai Pudong Development Bank said that it had detected a mortgage record in the netizen's credit report and asked him to provide relevant consumption vouchers to verify the use of funds. Because my hometown used handwritten receipts instead of invoices, as a result, Shanghai Pudong Development Bank insisted that these materials could not prove the purpose of the funds, so the audit failed, requiring netizens to pay off the remaining unpaid universal funds in one lump sum and charge a penalty of three points. However, after consulting a lawyer, the netizen communicated with the bank and relevant institutions many times, and finally let the bank agree to confirm that the consumption voucher is indeed for personal consumption, thus avoiding the crisis of one-time repayment and continuing to repay by installments. The above is the introduction of "What should I do if the Pufa Universal Payment Voucher fails?" I hope it will help everyone.