Nowadays, more and more people are buying cars and houses, so there are also not a few people who seek loans from banks. There are many ways to apply for a loan from a bank, and personal qualifications are an important factor. In fact, a better way is to get a credit card loan. Generally, users who have applied for a credit card at a bank will find it easier to get a loan. So which bank's credit card can lend money? Here is an inventory of the credit card loan products of various banks, let’s take a look!

1. Bank of Communications The main credit card loan products of Bank of Communications are Haoxiangdai and Angel Loan. The details are as follows: Haoxiangdai: The minimum loan amount of Haoxiangdai is 1,500 yuan, and the longest loan period can be 24 issues. After applying for a limit, you can withdraw it for use, which is independent of the credit card limit. Angel loan: Angel loan is equivalent to the expansion of your credit card limit. Products purchased with an amount of more than 500 yuan will be automatically installmentd. The credit limit can only be used for card swiping at merchants or online shopping, and cannot be used for cash withdrawal.

2. CITIC Bank CITIC’s loans include: Kuaiyidai, Xinkuaicash/Dream Realm, and Miaomiaodai. New Quick Cash/Dream Realization Gold: New quick cash will be issued about 3-5 days after high-quality customers withdraw their Dream Realization Gold, and the quota is unlimited. If you are not a high-quality customer, the new express line limit is generally shared with the dream limit. Generally, a credit card with a credit card limit of less than 10,000 yuan will take at least 6 months to pay out the limit. Customers with a credit card limit of about 30,000 yuan can pay out the limit in 2 months.

3. China Merchants Bank’s main loan products include investment reserve fund of 300,000 yuan, e-loan of 300,000 yuan, car installments up to 1.5 million yuan, flash loan of 500,000 yuan, and China Merchants United Good Expectations of 300,000 yuan. Nowadays, there are basically more applicants for e-loans and good-term loans, and it is generally easier to get a quota. Friends who want to apply can apply for a loan directly on the website, or download the software on the mobile phone to apply for e-loans and cash installments.

4. Guangfa Caizhijin of China Guangfa Bank can generally achieve 3 to 5 times the original limit of the card. The money from Caizhijin is directly transferred to the savings card, and it can be recycled. . Under normal circumstances, as long as you make an installment plan, you will definitely get financial support. If not, check to see if there is a problem with the card. There must be no overage, no overdue, and it is best if there is no temporary payment. You can try the installment plan.

5. Pudong Development Bank Pudong Development Bank’s loans include: Xiaopu Hongdai, Pudong Youth Loan, Pudong Diiandai, Pudong Development Bank Beifujin, and Pudong Development Bank Universal Gold. There are more people applying for Pudong Development Bank's universal card, which is also relatively easy to maintain. The maximum limit is 300,000. New cards are basically issued, and the original limit may be occupied.

6. Hua Xia Bank Hua Xia has a loan product called Yi Da Jin, which can be credited as soon as the same day. If you have a Hua Xia Bank credit card and are a high-quality customer, you can try it. The maximum limit is up to 500,000, and the rate is monthly. You can evaluate it yourself. The good news is that there are no account management fees or any other additional fees. It is more convenient to withdraw cash directly after application. Here we have reviewed the credit card loan products of various banks for you. I hope it will be helpful to you. When you think your credit card limit is not enough or you need money urgently, credit card loans are not a bad option. Just choose the product that suits you and repay the loan on time!