Which Agricultural Bank of China credit cards are free of annual fees?
Credit card annual fee exemption policy:
Ordinary cards: annual fee is waived for the first year (the concept of the first year is within one year from the date of card creation), and the card can be used for 5 purchases in the year. The annual fee is waived for the following year, and the main and secondary cards need to be swiped 5 times each;
Special long-term (non-permanent) annual fee-free cards: official card, budget unit official card, CUHK teacher card, Easy Card, Employee cards, etc.;
Set of cards: It is recommended to activate the entire set of cards (you can also activate only the main card for use). The main card is used once in the first year. If the whole set of cards is consumed 5 times, the full set of cards can be waived for the following years. fee.
How many times a year can I use an Agricultural Bank of China credit card without charging an annual fee?
1. Generally, personal gold/general cards are exempted from the first-year annual fee. If the card is swiped 5 times (accumulated separately for the main and additional cards), the annual fee for the next year is waived. Gold and regular customers who do not meet the number of card swipes can Use 5,000 points and 3,000 points in the account to redeem the annual fees of the main and supplementary cards respectively.
2. Points for airline co-branded cards, Baidu Unicom co-branded cards, etc. are automatically converted into partner airline mileage (points) products and are not subject to the annual fee policy for point redemption.
3. Zunran Platinum Card: Collector’s Edition customers can use 150,000 points to redeem the annual fees for the main and supplementary cards; for the Essence Edition, the annual fee for the next year is waived after swiping the card 30 times (the main and supplementary cards are accumulated separately). Customers who meet the number of credit card swipes can use 50,000 points to redeem the annual fees for the main and supplementary cards.
4. Little Platinum series products: Little Platinum series products are exempt from the first-year annual fee, and the annual fee for the next year is waived if the card is swiped 12 times (the main and additional cards are accumulated separately). Customers who do not meet the number of card swipes can use the account 50,000 points can be redeemed for the annual fees of the main and supplementary cards.
For details, please contact our credit card center: 4006695599, 021-61195599.
The annual fee will be waived if you use the Agricultural Bank of China credit card several times a year
At present, the annual fee policy of the Agricultural Bank of China credit card is to waive the annual fee in the first year. If you swipe the card 5 times in the first year, the annual fee will be waived for the following year. fee. The annual fee for the third year will be waived by swiping the card 5 times in the following year, and so on. If the number of times you swipe your card within a year does not meet the annual fee exemption standard, Agricultural Bank of China will charge you an annual fee.
Personal platinum card billing fee, color photo card production fee, loss report handling fee, cost of production fee, password reset handling fee, transaction dispute adjustment fee, emergency handling service fee.
Golden Harvest Credit Card is based on creating new life and new experiences for cardholders, and aims to become the most trusted credit card brand for cardholders.
Golden Harvest Credit Card focuses on innovation. According to different customer groups, it has successively launched standard series cards, official business card series, platinum cards and a variety of regional co-branded cards, special cards and other series of products to lead different customers. group needs. In addition to providing a series of considerate services such as temporary limit increase at any time, self-service activation, 24-hour free customer service hotline, zero risk of card loss, timely SMS notification, consumption password selection, emergency assistance, and multiple repayment methods. Combining the advantages of outlets throughout urban and rural areas, network advantages and product advantages to form powerful functional advantages.
Usage
Jinsui Credit Card adheres to the principle of "cooperation, communication, innovation, and win-win" and focuses on brand cooperation, customer sharing, channel cooperation, and service network. We have formed a multi-level and multi-angle cooperation system with all walks of life in terms of card construction, product sharing and product research and development to create a perfect life experience for cardholders and deliver superior life value
Function Introduction
Huinong Credit Card is a special loan-in-one product launched by the Agricultural Bank of China on January 6, 2009, specially tailored for high-end customers in counties and rural areas with good credit concepts. One of the bank’s Golden Harvest Card series products. Huinong Credit Card can not only be used as a tool for your payment settlement, savings and financial management, but also can be used to meet your short-term and frequent needs through our bank's credit extension, and provides a number of personalized auxiliary functions to comprehensively serve your production and life.
1. Integrated lending and borrowing, instant credit usage
Huinong Credit Card has a powerful integrated lending and borrowing function. You can open current and multiple fixed-term sub-accounts, and use your own Deposit the funds to obtain deposit interest; and, without going through other procedures after receiving the card, you can directly overdraft and use credit immediately within the credit limit approved by our bank, and flexibly arrange your own production and operation funds and manage family property.
2. Revolving overdraft, fast turnover
Within the credit limit approved by our bank, you can borrow and repay at any time according to your own financial situation, and the interest is calculated based on the actual number of days of use. After repayment, the credit limit will be restored immediately and can be used again, realizing rapid turnover of funds, maximizing savings on capital use costs and realizing asset appreciation.
3. Withdraw cash in full, easy to use
You can not only consume overdrafts, but also withdraw cash overdrafts and transfer overdrafts. Among them, the ratio of cash withdrawal overdraft and transfer overdraft can reach up to 100 of the credit limit, which can meet your fund needs for different purposes to the greatest extent.
4. High credit, flexible guarantee
You can obtain credit from Huinong Credit Card through various guarantee methods such as credit guarantee, guarantee guarantee, pledge guarantee and mortgage guarantee. Combined with your credit status and guarantee method, the credit limit can be up to 300,000 yuan.
5. Integrate fixed-term and active-duty transactions into one, easy management
You can open a RMB current account and multiple RMB fixed-term sub-accounts at the same time under the Huinong Credit Card, without the need for other cards or deposit receipts. Easily manage your current deposits and time deposits with one card in hand.
6. Pay as an agent, saving worry and effort
Our bank can pay water, electricity, communication, cable TV and other fees on your behalf through Huinong Credit Card, eliminating the need for Your travels are tiring. When your account's own funds are insufficient, you can also pay the above fees with an overdraft of no more than 1,000 yuan within the credit limit.
7. Supplementary cards to the main card, unlimited credit
You can open multiple supplementary cards for your family or friends according to your own situation, so that they can ***Use your own funds in your card, or according to your request, ***Use the credit limit approved by our bank for you.
8. Payment control, comprehensive control
According to your requirements, you can control the number of payments, the amount, and whether you have overdraft permissions on the supplementary card, and you can also cancel the supplementary card at any time. , allowing you to flexibly control the use of supplementary cards.
Agricultural Bank of China credit card is exempted from annual fees by swiping the card several times a year
Agricultural Bank of China credit cards are generally exempt from the first-year annual fee. Starting from the next year, the annual fee can be waived by swiping the card five times a year. Annual fee. However, the annual fee for the Platinum Card is 580 yuan, and the card needs to be swiped 18 times in the current year to be exempted from the annual fee for the next year. If the cardholder does not swipe the card 5 times within a year, the Agricultural Bank of China will charge an annual fee.
1. Personal Platinum Card: The annual fee for the main card is 300-3,000 yuan/year, and the annual fee for the supplementary card is 150-2,000 yuan/year;
2. Personal Gold Card: The main card The annual fee is 160-200 yuan/year, and the annual fee for the supplementary card is 80-100 yuan/year;
3. Personal ordinary card: the annual fee for the main card is 80-100 yuan/year, and the annual fee for the supplementary card is 40- 50 yuan/year;
4. Business card 200 yuan/year.
5. Annual fee exemption for Agricultural Bank of China credit cards:
6. Currently, the annual fee policy for Agricultural Bank of China credit cards is to waive annual fees in the first year. If you swipe the card 5 times in the first year, the annual fee will be waived for the following year. Annual fee. The annual fee for the third year will be waived by swiping the card 5 times in the following year, and so on. If the number of times you swipe your card within a year does not meet the annual fee exemption standard, Agricultural Bank of China will charge you an annual fee.
7. Personal platinum card billing fee, color photo card production fee, loss report handling fee, cost of production fee, password reset handling fee, transaction dispute adjustment fee, and emergency handling service fee.
8. ICBC: The annual credit card fee is 25 yuan. If you swipe the card 5 times a year or the amount reaches 5,000 yuan, the annual fee for that year will be waived.
9. Bank of China: The Great Wall Credit Card quasi-credit card has an annual fee of 100 yuan, and the regular card annual fee is 20 yuan; the gold card credit card has an annual fee of 150 yuan, and the regular credit card has an annual fee of 50 yuan, 3 Users who apply after January 1st will be exempted from the annual fee in the first year, and will be exempted from the annual fee in the following year if they make 5 purchases. Bank of China credit cards will be exempted from the annual fee in the first year, and will be exempted from the annual fee in the next year if they make 5 purchases. The annual fees for BOC credit card series are different, such as urban The annual card fee is 100 yuan.
10. China Construction Bank: Gold card and regular card are exempt from annual fees in the first year, and the annual fees for the following year are waived after swiping the card three times a year. The annual fee is 160 yuan for the gold card and 80 yuan for the regular card.
11. China Merchants Bank: The annual fee is waived in the first year. From the second year onwards, the annual fee for the gold card is 300 yuan, and the annual fee for the regular card is 100 yuan. The annual fee can be waived for swiping the card 6 times a year (no limit on the amount). Annual fee.
12. Pudong Development Bank: Gold Card and Regular Card are free of annual fees in the first year. The annual fee for the second year will be waived if the consumption amount of the gold card exceeds 5,000 yuan in the first year, and the consumption amount of the regular card exceeds 2,000 yuan.
Agricultural Bank of China credit card swipes are free of annual fees
Agricultural Bank of China credit cards are generally exempt from the annual fee for the first year. Starting from the next year, swiping the card 5 times per year can be exempted from the annual fee for the following year. . However, the annual fee for the Platinum Card is 580 yuan, and the card needs to be swiped 18 times in the current year to be exempted from the annual fee for the next year. If the cardholder does not swipe the card 5 times within a year, the Agricultural Bank of China will charge an annual fee.
Rural Credit Card is based on creating new life and new experiences for cardholders, and aims to become the most trusted credit card brand for cardholders.
Rural credit cards focus on innovation. According to different customer groups, they have successively launched standard series cards, official business card series, platinum cards and a variety of regional co-branded cards, specialty cards and other series of products to lead different customer groups. need. In addition to providing a series of considerate services such as temporary limit increase at any time, self-service activation, 24-hour free customer service hotline, zero risk of card loss, timely SMS notification, consumption password selection, emergency assistance, and multiple repayment methods. Combining the advantages of outlets throughout urban and rural areas, network advantages and product advantages to form powerful functional advantages.
Huinong Credit Card is a special loan-in-one product launched by the Agricultural Bank of China on January 6, 2009, specially tailored for high-end customers in counties and rural areas with good credit concepts. It is a financial product of the Agricultural Bank of China. One of Suika series products. Huinong Credit Card can not only be used as a tool for your payment settlement, savings and financial management, but also can be used to meet your short-term and frequent needs through our bank's credit extension, and provides a number of personalized auxiliary functions to comprehensively serve your production and life.
1. Integrated lending and borrowing, instant credit usage
Huinong Credit Card has a powerful integrated lending and borrowing function. You can open current and multiple fixed-term sub-accounts, and use your own Deposit the funds to obtain deposit interest; and, without going through other procedures after receiving the card, you can directly overdraft and use credit immediately within the credit limit approved by our bank, and flexibly arrange your own production and operation funds and manage family property.
2. Revolving overdraft, fast turnover
Within the credit limit approved by our bank, you can borrow and repay at any time according to your own financial situation, and the interest is calculated based on the actual number of days of use. After repayment, the credit limit will be restored immediately and can be used again, realizing rapid turnover of funds, maximizing savings on capital use costs and realizing asset appreciation.
3. Withdraw cash in full, easy to use
You can not only consume overdrafts, but also withdraw cash overdrafts and transfer overdrafts. Among them, the ratio of cash withdrawal overdraft and transfer overdraft can reach up to 100 of the credit limit, which can meet your fund needs for different purposes to the greatest extent.
4. High credit, flexible guarantee
You can obtain credit from Huinong Credit Card through various guarantee methods such as credit guarantee, guarantee guarantee, pledge guarantee and mortgage guarantee. Combined with your credit status and guarantee method, the credit limit can be up to 300,000 yuan.
5. Integrate fixed-term and active-duty transactions into one, easy management
You can open a RMB current account and multiple RMB fixed-term sub-accounts at the same time under the Huinong Credit Card, without the need for other cards or deposit receipts. Easily manage your current deposits and time deposits with one card in hand.
6. Pay as an agent, saving worry and effort
Our bank can pay water, electricity, communication, cable TV and other fees on your behalf through Huinong Credit Card, eliminating the need for Your travels are tiring. When your account's own funds are insufficient, you can also pay the above fees with an overdraft of no more than 1,000 yuan within the credit limit.
That’s it for the introduction of the Agricultural Bank of China credit card’s annual fee exemption.