Hello, our bank’s credit card *** has two passwords, which are the inquiry password and the transaction password. 1. Query password: the password used when calling our bank’s customer service hotline, logging in to online banking, and making online payments at home and abroad; 2. Transaction password: corresponds to the two functions of card swiping password and cash advance. These two functions need to be activated separately. Yes, after activation, you will use the transaction password when swiping your card for consumption or cash advance. ① Card swiping password function: refers to the function of verifying the password when swiping the card. It is currently applicable to physical card-passing transactions on domestic and overseas UnionPay lines, excluding non-card-passing transactions, such as card pressing transactions, manual authorization transactions, booking air tickets over the phone, etc.; ② Cash advance function: applicable to ATM machines for checking credit card limits, ATM machines Or withdraw cash at the bank counter. Warm reminder: There will be corresponding handling fees and interest when you withdraw cash.

If you do not have settings, please log in to the credit card website, click "Online Banking Login" on the right, enter your ID number, query password and additional code to log in to online banking, go to "Card Management" - "Transactions" Set the transaction password of your card in "Password Management" and activate the cash advance function, so you can advance cash normally and check it at the ATM machine. Warm reminder: 1. Do not set the password too simply, such as "123456" or the same 6-digit number; 2. Cash advance will incur corresponding handling fees and interest. Handling fee: The handling fee for domestic RMB cash advances is 1% of the amount of each cash advance. The minimum charge is RMB 10 per transaction. The handling fee for overseas (including Hong Kong, Macao and Taiwan) cash advances is 3% of the amount of each cash advance. To calculate the handling fee, the minimum charge is ￥30 yuan or $3 USD per transaction (the minimum charge for AE American Express card is ￥30 yuan or $5 USD); interest: cash advance transactions do not enjoy interest-free repayment treatment, starting from the transaction date Interest will be charged at a daily interest rate of 5/10,000 until the date of settlement, and compound interest will be charged on a monthly basis. In addition, according to relevant regulations of the People's Bank of China, the cumulative daily cash advance amount of each domestic card shall not exceed RMB 2,000. If you forget your password, you need to enter the verification process through 4008205555, 8008205555---enter the account opening ID number#---9 to enter the manual.

If you have other questions, it is recommended that you add "QQ" or "WeChat" for online consultation.

Method 1: Search for "4008205555" among QQ business friends and add "CMBC Credit Card Center" as a friend;

Method 2: Search for the number "cmb4008205555" in WeChat and follow CMB Credit Card Just center.

For detailed instructions, please click: Thank you for your attention and support!