Is the credit card introduction successful?
First of all, it can be affirmed that the introducer has a certain positive effect, especially if the introducer is a high-quality customer of the bank, it will give the introducer extra points for applying for a card. For banks, friends of high-quality customers can't be too poor in qualifications. This is the importance of the circle.
But it doesn't mean that finding a high-quality customer introduction card from a bank will be successful. After all, the bank's approval of credit cards is mainly based on the personal credit situation of the introduced person, and comprehensive scores are made with reference to many aspects. Introducers are only one of the reference factors, but not the only criterion.
For example, the introducer has no job or bad credit, no matter how excellent the conditions of the introducer are, the bank will still refuse to approve the card. As we all know, the most basic prerequisite for applying for a credit card is to have a stable job, a certain repayment ability and a good credit report.
So when you apply for a credit card, don't think that finding a qualified introducer will be all right. If you want to approve the card smoothly, you must first improve your personal credit conditions. If possible, it is best to apply for a card online, and provide sufficient financial proof materials to the bank so that the bank can recognize its economic strength and the card is guaranteed.
The above is "Is the credit card introduction successful?" I hope it will help everyone. In a word, the success of credit card introduction mainly depends on the personal qualification of the introduced person, and the introducer can only play a certain role in adding points.