Debit cards are different from credit cards. The difference between a credit card and a debit card is that:

1, credit cards can be repaid in advance, and debit cards must be deposited before spending.

Credit card has installment payment function, but debit card doesn't.

3. Credit card spending can accumulate points, and goods can be exchanged for free in integral mall. Debit cards do not have this function.

4. Using credit cards and good records can accumulate credit for the future, which is conducive to future loans.