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What proof is needed to apply for a credit card?

Applying for a credit card generally requires proof of identity, work, and financial resources, but if you apply on the bank's official website, no proof is required.

1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back sides is required); military personnel need to provide a copy of their military ID; foreigners: passport and residence permit or employment certificate ; Taiwanese: Taiwan Compatriot Permit and Employment Permit; Hong Kong and Macao citizens: Home Return Permit and Employment Permit/Residence Permit); The temporary ID card requires a second-generation temporary ID card valid for more than 3 months and a copy of the household register.

2. Work certificate: It can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and stamp the company seal or personnel seal), or it can be promoted A copy of the work permit/plate that has been verified by the original and marked by the staff;

3. Proof of financial resources: If you want to apply for a credit card with a relatively large limit or a gold card, platinum card and above, it is recommended to provide more financial resources information. It can be salary records issued by the bank, or income tax withholding vouchers, or documents proving the market value of houses, cars, deposits and investments (such as real estate certificates/car driving licenses/copies of bank large-amount time deposit certificates), etc., which can prove the financial strength of the cardholder. level information.

Other documents for reference include: social insurance personal account list in the past 6 months, water and gas bills, credit cards from other banks (need to be opened for more than six months and have a good repayment record), etc. If the card holder can provide relatively complete financial proof documents, it will be more helpful for the bank to understand the card holder's personal situation and judge the credit limit, and approve a high-limit credit card or platinum card.