Cardholders need to bring their ID documents and other documents to the card-issuing bank or the China Banking Regulatory Commission to complain. If it is confirmed that they were deceived into applying for a card, then the bank has failed to fulfill its audit obligations, and the relationship between the bank and the victim is There is no credit card contractual relationship between the parties, and the bank should bear relevant responsibilities.

1. How to complain after being deceived into applying for a credit card? Users only need to bring their ID and other proof to the credit card issuing bank or the China Banking Regulatory Commission to complain. If it is confirmed that someone else deceived you into applying for a card, then the bank failed to fulfill its audit obligations. There is no credit card contractual relationship between the bank and the victim, and the bank should bear relevant responsibilities. The root of the problem lies in the irregularities in the credit card approval process, which leads to constant credit card problems. Card-issuing banks should improve the credit review system and strengthen supervision of the card issuance process; conduct systematic training and standardized management of marketing personnel, and strictly control card issuance review.

2. How to prevent others from applying for credit cards on behalf of others. Methods to prevent others from applying for credit cards under false pretense: 1. Don’t trust people who apply for credit cards on behalf of others. Many people who apply for credit cards under false pretense just trust their colleagues, classmates, relatives and friends. Recommended, and got tricked. If you encounter relatives and friends trying to sell you a credit card, and you really need to apply for it, don’t be afraid of hurting your feelings. Ask in person what kind of application channels are used. If it is a bank employee, the credibility will be higher. For those who apply through twists and turns, you must be cautious and it is best to go to the bank to handle it yourself. 2. There are often many people promoting credit card business on the streets and in shopping malls and supermarkets. Some of these stalls are real and some are fake. Many scammers use credit cards in these places to defraud people of handling fees and various credit and identity certification materials. Be sure to do so. Check with the corresponding bank to see if they have set up branches in these places to promote credit card services. 3. Some units will collectively apply for credit cards for employees. In this case, supervisors may be responsible for collecting various information, and it is very likely that the person in charge will handle the application on their behalf. In order to prevent this situation from happening, you can handle it yourself without the need for an employer to handle it for you. 4. In addition, online credit card application information is everywhere, claiming that you can apply for it without any qualifications. Do not believe these situations, they are basically deceptive information and handling fees. 5. After applying for a credit card, be sure to check the progress of the card application and receive the card mailed by the bank. If you find that you cannot receive it, please report it to the bank in time to cancel the card to avoid being falsely claimed by others. If you already have a credit card, don’t lend it to others easily, and don’t leak your credit card online banking information to others. You can apply for an additional card through credit card online banking. If you have good credit, you can also apply for a new card without resubmitting the information. Once the credit card online banking information is leaked, it may not only be stolen by others online, but also may be used by others to apply for a new card under your name. Supplementary Card. 6. Copies of various documents and other documents are often used in daily life. Be sure to sign them, preferably with a pen that cannot be erased or fades. State the current purpose of the copy. It is invalid for other uses and invalid for photocopying. , you can also add date and signature to the endorsement to prevent it from being used fraudulently. If you are deceived into getting a credit card, you can go to the bank to complain, or you can go to the public security bureau to handle it, so you can go to the public security bureau to report the case yourself and let the public security bureau handle it. Credit card fraud can be big or small, so if you find someone around you behaving like this again You must report it to the public security organs. This is the correct approach.