Or find a joint card of a large supermarket or petroleum and petrochemical company, and it is more favorable to shop or refuel.
Co-branded cards are supporting products of bank cards jointly issued by commercial banks and for-profit institutions. Co-branded cards have the same function as credit cards, but are different from identification cards. Co-branded cards are jointly issued by issuing banks and general enterprises, which are more commercial and have more additional functions endowed by enterprises than general credit cards to give back to cardholders such as AVIC Credit Card and Department Store Co-branded Card.
Co-branded cards are operated in the form of a card jointly issued by the issuing bank and profit-making institutions such as airlines, telecommunications companies and shopping malls. Cardholders can enjoy a certain percentage of discounts provided by merchants when spending in these institutions. For example, CITIC Star Golf Co-branded Credit Card issued by CITIC Bank.
At present, the most common is the joint debit card, that is, the bank card with joint nature developed on the basis of debit card. In this way, cardholders naturally become the most direct beneficiaries, and they can spend less money when shopping with co-branded cards, thus attracting consumers to swipe their cards.