Minsheng Bank's credit card transfer will generally be regarded as a credit card overdraft withdrawal, and Minsheng Bank will charge a withdrawal fee. When transferring credit card overdraft in Minsheng Bank, the handling fee is generally charged at 0.5% of the transfer amount, with a minimum charge of 1 RMB per transaction. In addition, Minsheng Bank Credit Card only supports transferring to my peer debit card, and transferring to other bank debit cards will be invalid.