According to the regulations of the International Credit Card Organization and the People's Bank of China, credit cards and their accounts are only used by cardholders approved by the issuing bank, and may not be provided, leased or lent to others. Therefore, your credit card cannot be lent to others, and the credit card must be held by the person in charge and cannot be lent to others. Lending to others is generally a violation of the use contract. If you lend your card to a third party, you will bear any responsibility, and the bank will not bear any responsibility, so don't lend your credit card to others.

Lending credit cards to others is risky. Once the credit card is actively lent to others, the cardholder will be responsible for repaying the credit card debt caused by malicious overdraft of others. Credit card lost, stolen, etc. While someone else is holding a card, and you can't enjoy the bank's lost card protection and other services. All losses shall be borne by the cardholder himself. What's more, if other people's credit card cashing, fraud and other acts involve legal responsibility during the card holding period, the cardholder himself can't escape the responsibility.