Generally speaking, there is not much difference. Generally, relatively high-quality customers will recognize gold cards. Theoretically, the upper and lower limits of the gold card amount are the same. In fact, generally more than 8000 cards will be issued according to the requirements of customers. After spending a certain number of times, the gold card is free of annual fees and other benefits, and the annual fee of the gold card is higher than that of the ordinary card.

Platinum cards generally have to pay an annual fee, and the services they enjoy are relatively high, which varies from bank to bank, but the general airport VIP service has a high amount (65438+ 10,000 or even higher than 300,000), which is a special VIP channel. Therefore, the platinum card is really used by high-end customers. Gold cards are only used to distinguish ordinary customers from quality customers. For ordinary people, there is not much difference between a gold card and a platinum card, so you need to explain your gift and use clearly.