2.1There is no handling fee for collecting money with flower buds below 50 yuan. If you want to spend money without deducting the handling fee, there are two options; One option is to close the flower garden to collect money, and do not support the flower garden to pay. Express payment can only use Alipay balance, Yu 'ebao and bank card. Second, limit the amount of flowers collected, below 150 yuan. If the collection amount of Huabai exceeds 150 yuan/transaction, the system will charge 0.6% or 0.8% of each amount as a handling fee.
1. Because the buyer or payer does not choose Bai Hua as the payment method when making payment, but uses bank card, balance or balance treasure to make payment. So there is no service charge. Only when the buyer or payer uses the flower bud payment method will the flower bud service fee be generated. In the collection records, if there is a bud icon, it will be paid by bud.
2. When using flower buds to pay, the payee has to pay a certain formalities fee, and the service fee is 0.8% of each transaction amount. In other words, the user pays 100 yuan with the flower bud, and the payee actually only charges 98.2 yuan, and 0.8 yuan is the service fee. However, flower buds often carry out some preferential activities to collect service fees, and usually the service fees will drop to 0.6%.
3. Alipay system will adjust the flower garden/credit card collection fee for a certain month according to the business conditions of merchants in Alipay. Some merchants are exempt from the handling fee of collecting flowers/credit cards during activities (or holidays). For businesses without the same business license, there is a maximum daily payment limit, but there is no time limit. After completing the business license of the same name, the daily payment limit can be increased. Pay for the service. Due to different contracted products, the charging rate of flower buds ranges from 0.6% to 0.8%. For example, if a customer pays 100 yuan through a flower shop, the merchant will deduct 0.6 yuan (0.6* 100/ 100) at the rate of 0.6%.
4. At present, many merchants will use Alipay to collect money. At first, buyers will use the amount in Yu 'ebao, but when the flower garden is launched, more people are willing to pay with it, which can alleviate some economic pressure. Therefore, most merchants also began to support the collection of flowers, which can expand the collection. But for merchants, consumers pay with flowers, and merchants have to bear 0.8% transaction fee. For example, if the merchant charges the consumer 100 yuan, then the actual payment received by the merchant should be 99.2 yuan, and Alipay charges 80 cents as a handling fee.