Credit card limit refers to the maximum amount that a bank allows cardholders to spend within a certain period of time. It is usually determined based on factors such as the cardholder's credit rating, income, and credit history. When a cardholder has a good credit record and stable income, banks will consider increasing their credit card limit to allow them to spend more and have higher spending power.

Increasing the credit card limit can bring many benefits, such as making the cardholder’s consumption more convenient, improving the consumption experience, and increasing the payment ability when using the credit card. In addition, in certain emergency situations, having a higher credit card limit can also help cardholders quickly respond to financial problems and improve emergency handling capabilities.

However, increasing credit card limits also requires cardholders to treat it with caution. When consuming, you should use your credit card limit reasonably based on your own consumption and repayment capabilities to avoid exceeding your affordability and causing repayment difficulties. In addition, cardholders should also maintain a good credit record and improve their credit rating to obtain a higher credit card limit.