How can I not deduct the annual fee from my credit card?
1. Apply for ordinary credit cards: Ordinary credit cards refer to credit cards with platinum cards or less, that is, universal cards and gold cards. Puka and Gold Card also have annual fees, but they are not rigid. The card will not be deducted after it is not activated. Before activation, it is usually only necessary to settle the annual fee waiver conditions.
There is no deduction. At present, most gold cards are rigid annual fees, which will be deducted even if they are not activated, and most of them cannot be reduced.
2. Remember when to settle the annual fee: After activating the ordinary credit card, you should also pay attention to deducting the annual fee, because even if there is an annual fee exemption condition, the cardholder needs to meet this condition. Most ordinary credit cards have reached the required number of swipes before paying the annual fee.