If it's a CMB credit card,
The minimum repayment amount is the minimum amount that needs to be repaid in the current month when revolving credit is used, and the minimum repayment amount is listed on the current bill. The calculation method of the minimum repayment amount of each bill: the minimum repayment amount = 65438+ 00% of all general transactions in the credit card account+65438+000% of all outstanding installment transactions in the account+65438+000% of the unpaid part of the minimum repayment amount in the previous period+65438+000% of all funds used in excess of the credit limit of the account+100.
Each consumption amount of the last bill is the interest-bearing principal, and the interest-bearing days are from the account bookkeeping date to the account repayment date, and the daily interest rate is five ten thousandths.
The cardholder's billing date is the 7th day of each month, and the credit card consumption is 2000 yuan in April 1 day. This consumption was recorded on April 2nd. On April 7th, the bill will show that the "payable amount in this period" is 2000 yuan, and the "minimum repayment amount" is 200 yuan. If the cardholder only repays 200 yuan on the due repayment date on April 25th, the interest payable up to that date will be shown on the bill on May 7th, that is, 23-day interest of RMB 2,00010.8 million yuan residual interest 13 days later repayment: RMB 2,000 ×0.05%×23 days (April 2nd-April 24th).