Credit card repayment has billing date and repayment date. The accounting day is a monthly cycle. One day is the accounting day, which is usually set as the card opening day of your card. The bookkeeping date is to accumulate the amount you spend this month into the repayment amount, charge it to you, and pay it back 20 days later, that is, before the repayment date. The repayment date is generally twenty days after the bill date.

In this way, the use of credit cards has a certain interest-free period. The interest-free period is from the date of consumption to the date of repayment, during which the bank advances interest-free. If the arrears are not paid off on the repayment date, the penalty interest shall be calculated on a daily basis, and the amount of penalty interest shall be five ten thousandths of the amount owed.

There are many repayment methods: cash deposit at the counter, transfer, ATM transfer, online banking, etc.