At present, many banks provide car loan services to help users who lack funds to buy cars. They think it is more cost-effective to borrow money from the bank and buy a car in full, which will save a lot of money. After all, auto finance costs are very high, which is really not cost-effective. Today, let's briefly introduce the relevant contents of Industrial Bank's auto loan.

Application conditions

1./kloc-People's Republic of China (PRC) (People's Republic of China (PRC)) citizens (including Hong Kong, Macao and Taiwan residents) aged 0/8 to 60 with full capacity for civil conduct;

Two, the borrower's family (including the borrower, spouse and minor children) has a fixed residence in the location of the business organization, with permanent residence or valid proof of residence;

3. The borrower and his spouse have good credit.

Four, the borrower has a stable income and the ability to repay the loan;

5. Other conditions stipulated by Industrial Bank.

Application material

1. Valid identity documents, household registration certificates or valid residence certificates and marital status certificates of the borrower and spouse;

Two, the borrower and his spouse's income or personal assets;

3. Automobile sales contract;

4. Other information required by Industrial Bank.

In short, the car loan of Industrial Bank is also conditional on the purchased vehicles. The car price of the purchased vehicle network is not less than 6,543,800 yuan, and the number of passengers approved is less than 7, and the license must be obtained at the place where the business organization is located. The loan amount does not include all other expenses except the market price of the purchased vehicle. The maximum loan amount is 70% of the car market price, the maximum loan amount for imported cars is 60% of the domestic market price, and the longest loan period is 5 years. Please ask the staff for details.