The following is a detailed introduction about staged music:
Staged music was established in 213 and headquartered in Shenzhen, which is the largest shopping center in China, mainly for college students. Staging Music has reached strategic cooperation with many B2C shopping malls such as JD.COM Shopping Mall and Yixun Network, aiming at "exceeding customers' expectations" and providing users with genuine low-cost goods and simple and quick staged services.
Staging Music actively participates in public welfare undertakings, strives to assume corporate social responsibility, carries out student IT projects in colleges and universities across the country, and provides 3c products for college students with excellent academic qualifications, so that everyone can keep up with the pace of the times. Contribute to social and economic development!
On this platform, students don't need a credit card, and they can only pay by their student ID card after spending. Installment supports zero down payment, and monthly installment is up to 18 months, which greatly reduces students' monthly shopping expenses. Different from credit card installment payment, installment music charges a monthly service fee, which college students can repay in advance or even waive, thus further reducing the consumption pressure of teenagers.
In order to solve the financing channel for young people's shopping, Staging Music has also established in-depth cooperation with some first-line P2P platforms. P2P is the most popular innovation model of Internet finance. It collects a small amount of money and uses it to provide loans to people in financial need. In recent years, it has been favored by many netizens. Staging music provides high-quality digestion channels for financial partners. Shopping customers have low credit line, good reputation and controllable risks. They are usually welcomed by P2P platforms.
staged music has a close relationship with JD.COM. It's not surprising that installment music got investment from JD.COM. Staging music uses the shopping mall model as a distributor in JD.COM to sell goods to users. At the same time, relying on the advantages of JD.COM, do a good job in quality control and logistics. Now installment music has become the largest distributor in JD.COM. The results show that the lowest daily interest rate is .49%, the lowest daily interest rate is 1, yuan, and the daily interest rate is 4.9 yuan. This interest rate is not high, but the lowest repayment rate is not allowed. From the perspective of platform operation and platform qualification, installment music is still in normal operation and has the qualification of installment loan, which seems normal at present.
The above is a detailed introduction to the installment music. The installment music is more reliable and formal, but I suggest you consider whether you can repay the loan on time, so as not to affect your credit beyond the time limit.