Processing time: from the billing date to the due repayment date (that is, after the bill is settled)
Processing amount: up to 90% of RMB credit card amount on the billing date, and greater than or equal to 500 yuan.
Installment fee: I cut the following picture for the landlord in official website, so the landlord can have a look.
For example, suppose that the landlord's bill totals 2000 yuan, all of which is spent by credit card, and apply for bill installment before the due repayment date. The maximum amount that can be applied for =2000*0.9= 1800 yuan, divided into 6 phases.
Installment principal = 1800/6=300 yuan.
Handling fee for each period = 1800*0.7%= 12.6 yuan,
The repayment amount of each installment =300+ 12.6=3 12.6 yuan,
Total handling fee for the 6th installment = 12.6*6=75.6 yuan.
There is no installment for the amount to be repaid in the current bill, and it should be 200 yuan (2000 yuan-1800 yuan), and the installment will start from next month's bill.
Here is just a simple demonstration of the calculation method of CCB in stages, and the landlord still needs to apply for calculation according to his actual situation.
If the landlord has other questions, you can ask.