whether a credit card overdue for two years will be prosecuted depends on the overdue amount. If the credit card is overdue for more than 5, yuan, it will be prosecuted by the issuing bank. Malicious overdraft of more than 5, yuan and less than 5, yuan will be considered as a large amount stipulated in the Criminal Law; If the amount is more than 5, yuan and less than 5 million yuan, it will be considered as a huge amount stipulated in the criminal law. If the amount is more than 5 million yuan, it will be considered that the amount stipulated in the criminal law is particularly huge. Therefore, as long as the credit card is overdue for more than 5 thousand yuan, it will be prosecuted.

overdue means that after using the credit card, the bank is not repaid within the specified date, which is called overdue. Consequences of overdue payment: 1. Overdue repayment will have an impact on your personal credit, and 2. It will also have an impact on your future loan to buy a house and a car, and it may be difficult to get a loan. 3. And your overdue records will be recorded in the bank, which will have a certain impact on your personal credit record. 4. Finally, it is suggested that if there is no money to repay all the money, you can repay it according to the maximum repayment amount, which will not cause overdue.