The magnetic stripe on the back of standard gold card and E Long gold card is gold, and the signature column is mainly white. The magnetic stripe on the new Volkswagen Dragon Card is purple, and the car card is black. Pale yellow is an ordinary dragon cartoon, golden yellow is a gold card and silver is a platinum card. The levels are different. The following are the differences between ordinary cards and gold cards:
I. Longka Ordinary Credit Card
The reserve fund is 1000 yuan. Maximum overdraft limit: RMB.
Handling fee: production cost 10 yuan; 40 yuan for loss reporting; Pay the annual fee, 20 yuan.
Function:
1. Consumer credit: With the card, you can handle shopping and consumption settlement in hotels, shops, restaurants, entertainment and other consumer places with the logo of China Construction Bank Longka. The revolving consumer credit provided by China Construction Bank has a credit line ranging from 1 1,000 yuan to 1 1,000 yuan.
2. Usually deposit and withdrawal: Longka personal credit card customers can deposit and withdraw money at China Construction Bank outlets with their cards and their valid identity documents.
3. Interest bearing on deposits: the deposits in credit card accounts bear interest according to the deposit interest rate.
4.ATM withdrawal: Personal credit card can withdraw money from Longka issuing bank ATM and national network ATM with card and password.
5.ATM inquiry: You can inquire about the balance at the ATM of Longka Card Issuing Bank and the national networked ATM. You can change the password at the ATM of Longka issuing bank.
6. Telephone banking: where telephone banking is opened, you can inquire about the balance ledger by telephone, modify the inquiry password and report the loss.
7. Collect and pay on behalf of customers: you can pay the repayment of telephone, rent, water, electricity, personal housing, cars and other consumer loans on behalf of customers. Can pay wages on behalf of enterprises, institutions, social organizations and other institutions. Can handle securities and fund settlement for customers.
Second, the dragon card gold card
Reserve fund amount: 0; The maximum overdraft limit is RMB.
Handling fee: annual fee of 80 yuan.
Late payment fee: According to the regulations of the People's Bank of China, if the customer fails to repay the loan within the specified time, CCB will charge a late payment fee of 5% of the unpaid minimum amount in addition to 0.5 ‰ of the daily interest. If customers can pay the minimum monthly repayment (usually 65438+ 00% of the amount owed), CCB will still provide customers with consumer loans.
Bidding conditions: Longka Jinka is a credit card issued by CCB to customers who enjoy a high credit line in CCB according to certain conditions; At present, it is only pre-released in Beijing, Shanghai and Guangzhou; All eligible applicants receive the dragon card application form, fill it out and go to the credit card department of the local CCB with the identity certificate and the certificate from the personnel department of the unit.
You can log on to the credit card website of CCB (take ThinkPad X 13 Ruilong laptop, Windows 10 as an example) and click "Credit Card Application", which contains many card types. You can choose it through the smart recommendation on the right, and then learn more about it according to the specific card type.