1. Construction Bank's automobile loan process. Construction Bank's automobile loan quota

Nowadays, automobiles have played an increasingly important role in our lives. With the richness of automobile brands and types, it is not difficult to buy a car. Moreover, applying for a loan to buy a car makes the threshold for buying a car lower, and it is very easy to own your own car. Then, what is the expected annualized interest rate of China Construction Bank's auto loan? How much is the auto loan amount of China Construction Bank? I will answer it for you now. China Construction Bank, as one of the five major banks, is a leader in the domestic car loan industry and one of the banks that started the car loan business earlier in China. However, many people don't understand the business process of CCB's loan to buy a car. Then let me introduce the process and business of CCB loan to buy a car to you. 1. Introduction of China Construction Bank's auto loan 1. China Construction Bank provides installment payment services for 12 (one year), 18 (one and a half years), 24 (two years) and 36 (three years) car purchases; 2. The installment amount of car purchase ranges from 2, to 5,. CCB will decide whether to approve and the amount of approval according to the credit record and consumption behavior of the cardholder; 3. The down payment ratio shall be at least 3% of the net car price, and the down payment shall be paid by cash or debit card; 4. Cardholder's handling fee = installment amount × cardholder's handling fee rate (the handling fee is included in the first month's bill after the installment purchase); 5. The cardholder needs to insure the whole vehicle theft insurance and vehicle loss insurance for the installment payment of Longka car purchase, and the insurance period is consistent with the installment period. Second, the process of buying a car with a loan from CCB 1. Users who hold a dragon card can go to the 4S shop that has a cooperative relationship with CCB and choose their favorite models. It is worth noting that credit card loans are often limited in car models, and car buyers need to choose among the designated models. 2. Submit the application for car purchase by credit card, and submit the CCB Dragon Card, ID card and work certificate or property certificate to the car dealer. 3. The dealer will submit the user's application to CCB. If it is approved, the relevant car purchase procedures can be handled after three working days. 4. The car buyer pays the down payment, handles vehicle insurance, and the dealer submits it to the handling bank. 5. After two working days, you can swipe your card at the dealer to pick up the car. The above contents are for reference only, and the final interpretation belongs to CCB. Part of the business is subject to the announcement and specific provisions of local outlets.

second, CCB mortgage car purchase process

if you have a CCB credit card, you can apply for car installment payment (credit card has no loan business), and 4s stores and brands (models) are designated to cooperate. You can bring your ID card, work certificate or real estate certificate, and CCB credit card to the cooperative 4s shop to fill out the application form for car installment payment. Then the 4s shop will hand over the information to CCB, and after the application is approved, you will be notified to pay the down payment at the 4s shop and go through the relevant procedures; Wait for the 4s shop to inform you that you can pick up the car, and then pay the final payment by credit card. Pay back the money to CCB credit card in installments every month.

Third, the process of buying a car by mortgage of CCB

That 1, line is your personal line, and you can swipe that 6, line when you swipe your card

Fourth, how can CCB buy a car by stages?

The use process of the car installment card of China Construction Bank is as follows:

1. Select the car at the designated dealer and negotiate with the dealer to determine the car purchase price;

2. The user shows the CCB car installment card and valid ID card, and fills in the car installment payment application form (the CCB car installment card can pass the 12-installment and 24-installment car purchase service, but the user has to pay the loan fee according to his own loan amount);

3. After the application is successful, pay the down payment at the dealer and go through the relevant formalities;

4. After receiving the notice from the dealer to pick up the car, you can pay the final payment by swiping your card and pick up the car.

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