The limit for online credit card applications is generally not high. For example, those from China Construction Bank, China Merchants Bank, and ICBC apply for credit cards through online application channels, and the limit is generally within 3,000 to 50,000. The specific reasons are as follows: First, the central bank needs to tighten money. This is a general environment, and it may have something to do with it. No matter how tight the bank is about money, it will not be nervous about credit cards. Because credit card money circulates quickly and the profit margin is very high, even if you have multiple credit card mortgage loans, you still need to use it as a credit card. Second, because cardholders have been using their cards for a while, they need to get used to each other. The card issuer will know your spending habits. The fixed amount given to you will be proportional to your income and consumption. And it’s very suitable (this may not be something many cardholders want to admit). I once heard a cardholder complain that the card limit issued to her by Bank of China was only 12,000. I did some private calculations and found that the fixed quota of 12,000, plus the required quota should be about 20,000 if she was willing. That person is about 26 years old. Even if her salary is 10,000 per month (5,000 is probably very good), can her monthly card consumption reach 6,000? So I think the limit is too high. Third, why does the credit card limit need to be increased? Because as time goes by, cardholders' wages will rise and consumption will increase. So an increase is needed. But judging from the situation of most people, will the income of a cardholder with a stable income increase by 10% a year? I guess not? So why do you ask the bank to give you a credit limit increase of 100 within a few months?

Reminder: The information submitted when applying for a credit card online is very simple. If you have not applied for a card at the bank and do not have any auxiliary information for reference, the credit limit is generally relatively low, but you can apply at the bank in advance. Saving money with a bank debit card will help increase the card limit.