Five ways to unseal bank cards in China
1. Call the customer service of the issuing bank to unseal it. In case of overdue, you can call the bank customer service to explain the situation and apply for unsealing.
2. Provide coupons for unsealing. If the card is blocked because it is suspected of cashing out, you can provide a valid consumption voucher to the bank to unblock the card.
3. Apply for a new card to be unsealed. Apply for a new card with different card types and apply for unsealing. Old cards are usually unsealed.
4. The consumption abroad is unsealed. When the card has overseas transactions, the card will be blocked for the security of the card. At this time, as long as I confirm the transaction, I can automatically unseal it.
5. Pay off debts and unseal. If the card is blocked due to overdue, after paying off the arrears, call customer service to explain the reasons for overdue. As long as the overdue situation is not serious, customer service can help unblock the card.
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Reasons for bank card being frozen:
1. A bank card is a credit card (debit card). If it is frozen, it may be that the credit card has abnormal transactions, such as malicious cashing, forged information, and continuous password errors. And the bank card may be frozen by the bank.
Second, overdraft bank card, the bank will set the overdraft share according to the actual repayment ability. When the overdraft exceeds the share, the bank will immediately freeze your bank card.
Third, bank cards are debit cards. If it is frozen, it is the wrong account, which means that the bank mistakenly gave the extra money to the depositor's account when trading, so the bank may freeze the extra part.
The first is the judicial freeze. According to the relevant provisions of the law, the judicial organ may apply to the bank to freeze the bank card for handling cases. At the same time, customs, tax authorities and other departments also have the right to freeze.
4. No matter what bank card it is, if the password is entered three times in a row, the banking system will automatically lock the bank card password, which is similar to freezing, but not freezing. It will be released automatically after 24 hours.
If you don't apply for a new card when the bank card expires, the bank will freeze your expired bank card after it expires.
Six, if the bank card report the loss for many times in a row, it is considered by the bank to be suspected of malicious loss reporting and frozen.
Public security organs can only freeze one type of account, but not two or three types of accounts. Local public security organs have their own internal regulations on which level of bank accounts to freeze. Some public security committees can only freeze the first-level accounts, and some public security organs can freeze the fourth-level accounts. Correct handling steps of freezing bank cards by public security organs
(1) Information related to freezing. If you know that the bank is frozen, you should immediately go to the bank where you opened the account to learn the detailed freezing information, and print the detailed bank statement for nearly one year. Such as freezing reason, freezing time, freezing unit, handling personnel, contact information, etc. , and try to get the bank to provide frozen written documents (photo version is also acceptable).
(2) If the bank shows that the freezing period is three days, you can wait first to see if the freezing period is lifted. I suggest you don't take the initiative to contact the public security organs for the time being.