Which Minsheng credit card is worth getting? Recommend a few entry-level livelihood cards!

China Minsheng Bank’s credit card is not outstanding among many banks. It is not as famous as China Merchants Bank, nor does it have as many activities as Shanghai Pudong Development Bank.

But the Minsheng Bank credit card activity is one of the favorites of the Wool Party.

1. Basic knowledge

1. Minsheng credit card account merging is the same as China Merchants Bank. Even if you apply for 100 Minsheng credit cards, you will only have one account and only one bill and repayment. Just pay it back to any card.

The advantage of merging accounts is that it will not pollute personal information. Veterans who participated in the Minsheng UnionPay 62 activity for several months at the end of last year all know this.

2. There are basically no points for online payments with Minsheng Credit Cards, but points for offline payments in most life scenarios.

Note that there are no points for cheering on MCC.

Minsheng credit card points are usually valid for 3 years.

3. The Minsheng credit card levels are regular card, gold card, standard platinum card, deluxe platinum card, American Express Centurion platinum card, diamond card, unlimited card and American Express Centurion black gold card.

Gold Card: 300 yuan per year, one purchase within two months of purchasing the card will be waived for the first year, and the annual fee for the next year will be waived if the card is used for 5 transactions or 1 foreign currency transaction;

Standard Platinum Card: RMB 600 per year. One purchase within two months of purchasing the card will be waived for the first year. If you accumulate points for 18 purchases or RMB 50,000 in that year, the annual fee for the next year will be waived;

Deluxe Platinum and above All are rigid annual fees.

2. A few entry-level credit cards

1. Minsheng in card

This is Minsheng’s leading lady, and no matter what activities, he is indispensable.

Main activity: 1 point to redeem a Starbucks large cup e-voucher.

The event is valid until September 30, 2017, and there is a 99% chance it will be renewed.

2. Minsheng Cheche Card

I think this is Minsheng’s best credit card, especially the Cheche Standard Platinum Card, which is the most cost-effective.

Main activities:

Gold Card: If you spend 1,500 yuan or more in monthly points, you will get 2 free car washes of 1 yuan, and 5 refueling credits will be returned (maximum 50 yuan, 1,000 yuan required for refueling);

Marking: If you spend 2,500 yuan in monthly points, you will receive 4 free car washes of 1 yuan, and 8 refueling credits will be returned (maximum 100 yuan, 1,250 yuan required for refueling);

Haobai: If you spend 3,000 yuan in monthly points, you will get 4 free car washes for 1 yuan, and 15 yuan of refueling money will be refunded (maximum 200 yuan, 1,335 yuan required for refueling).

It is now very convenient to receive gas rebates, so don’t miss it if you own a car.

Why is Minsheng Car Card so recommended?

Because there is no restriction on gas stations, 5541, 5542, etc. can participate.

3. Minsheng Baitiao Co-branded Card

Main activities:

The activity will last until the end of February 2018.

3. People’s Livelihood Activities

1. The first people’s livelihood activity is “People’s Livelihood Everyday”

The activity will last until May 20, 2018. The most valuable things for people’s livelihood every day are food coupons on Friday and movie coupons on Saturday.

2. Every Tuesday (10:00-23:59) from September 12th to November 7th, Minsheng Credit Card customers will use Minsheng Credit Card JD.com to purchase physical goods in JD Mall (PC and mobile) If the payment is successful and the transaction is completed, you will get an instant discount of 30 yuan for a single transaction of 200 yuan or more. The first 2,000 users are limited to participate every day.

Each cardholder can only enjoy one discount per day.

3. Every Tuesday from November 14th to January 2nd (10:00-23:59), Minsheng Credit Card customers will use Minsheng Credit Card JD.com to purchase physical goods in JD Mall (PC and mobile) If the payment is successful and the transaction is completed, you will get an immediate discount of 50 yuan for a single transaction of 300 yuan or more. The first 1,500 users are limited to participate every day.

Each cardholder can only enjoy one discount per day.

There are many small activities that I won’t list one by one.

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Which Minsheng Bank credit card is better?

Which Minsheng Bank credit card is easy to use and affordable?

IN card is easier to use! If you want some value-added services, go for the standard platinum card!

Which credit card is good from Minsheng Bank and which cards are worth applying for?

Credit card is a convenient service. The credit cards of each bank are similar and need to meet the application conditions.

When applying for a bank credit card, people with good credit records, wealthy people, stable families, and young people are more likely to succeed.

Application Channels:

Credit card applications can mainly be processed through the following five channels: bank branch counters, mobile stalls, online banking, mobile terminals and door-to-door appointments. Banks consider the applicant's job nature and repayment ability.

1. Applicants should be between 18 and 60 years old;

2. Have certain financial ability and good credit record;

3. Original ID card and Copies;

4. Proof of work and income (these must be stamped by the employer);

5. Those with non-local household registration also need to provide proof of residence.

6. Individuals must also provide the following materials: a verified business license or tax registration certificate that proves they have been operating for more than two years;

7. Business premises contract or certificate of ownership (That is the real estate certificate).

Which credit card from China Minsheng Bank is better?

There is no distinction between good and bad Minsheng credit cards. It mainly depends on what you use them for. There are generally discounts on refueling in the car-themed category, QQ-themed QQ numbers are printed on the card, aviation delay insurance can pay for air tickets, etc., department stores, etc., it all depends on what you need. If there are no special needs, generally apply for a general one, such as the Minsheng Credit Card~~ I hope my answer can help you

Which Minsheng Bank credit card is easier to apply for?

Haha, I am an employee of Minsheng Bank, what you said above is correct!!!

Minsheng is currently promoting the 60th anniversary commemorative credit card, with no annual fee for life!! Relatively speaking , is currently a relatively easy credit card to apply for!

However, if the poster wants to apply online, sorry, it may not be approved!!! (Generally, Minsheng Bank only accepts online applications. Application for a second card by a customer who already holds a card)

I suggest you, if it is more convenient, go to the local branch office or contact the local credit card center to apply!!!

Minsheng Credit Card , which one is better?

Wow. . So many questions. . It seems that I only know the appearance of a few of them. .

1. Points are usually 1 yuan per point. . Earn 10,000 points by spending RMB 600 or more within two months after the card is approved. . Earn 60,000 points when you spend over 3,000 yuan. . I remember that 6W points MS can be exchanged for a small rice cooker. . But I only took my computer bag. . Because I don't cook. . hehe. .

I don’t know the handling fee. . Remember when you apply for the card, it says there is no handling fee for cash withdrawals. . The other rows are 1. .

Interest is calculated after 51 days at 0.5%. .

MS of preferential merchants vary from place to place. . I use this less. .

Minsheng’s credit cards include Yi Netcom Travel Credit Card, Standard Women’s Flower Card, Women’s Flower Opal Co-branded Card, Hamm Paradise Card, Visa Olympic Card, International Student Themed Dual Currency Card, etc. There are also many co-branded cards . . There was no need for it, so I didn’t look carefully. .

For ID cards, you can design the card face yourself. . However, a card production fee will be charged. . 160 yuan or 90 yuan, I think it's expensive anyway--

2. Double points: Tuesday is the Olympic card. Thursday is the flower card for women. . Others don't have this offer. .

3. Minsheng credit cards can be freely installmentd.

4. As mentioned above. . Special offers for merchants vary from region to region. . But there are four standards that are the same. . Aviation green channel service. . Lawyer services. . Car Roadside Assistance Service. . Golf discounts. .

5. Cash withdrawals and interest are calculated the same. .

Some card types. . As long as it is a Minsheng credit card, it will be calculated as I said in the first article. .

Above. . Special offer merchants can't help. . So many answers for now -

Which Minsheng Bank credit card is better to use?

Minsheng Credit Card is relatively easy to use among all credit cards at present. First of all, there is no handling fee for cash withdrawal. Other banks are between 1-3.

Secondly, open The points on the card are very high. You can get 60,000 points after spending 3,000 yuan, which can be exchanged for pretty good gifts.

And the limit is very high, but the disadvantage is that the outlets are a bit smaller than those of the four major state-owned banks. Less

Which one is better, Minsheng Bank Credit Card or China Construction Bank Credit Card?

In fact, there is not much difference in the credit cards of various banks, but it is better to choose the four major banks for credit cards. The reason is,

First, taking into account the number of machines, supervision intensity, and technological level of major banks, the larger the bank, the more machines and outlets it deploys, the greater the transaction volume, and the probability that security risks will be discovered. The regulatory agencies will also spend more energy paying attention; the technological level will be correspondingly higher due to the investment

Secondly, if fraud occurs unfortunately, major banks have professional teams ready to assist. As far as I know, China Construction Bank has a professional team of more than 100 people to handle accounting disputes. It is also one of the first joint-stock banks in China to engage in credit cards. It has good ethics in this regard and will not let customers go back and forth or even bear losses. The worst thing I have ever seen is another smaller joint-stock bank. The money was frozen on the spot without liquidation. The merchant's evidence of crime was conclusive, but it still made its cardholders bear losses when repaying the money. The money returned was not recorded in the accounting account. I can lay it down there.

What kind of credit card is better for Minsheng Bank?

Minsheng is currently promoting the 60th anniversary commemorative credit card, with no annual fee for life!! Relatively speaking, it is currently easier to apply for A kind of credit card!

However, if the poster wants to apply online, sorry, it may not be approved!!! (Generally, Minsheng Bank’s online application only accepts second-hand applications from our bank’s card-holding customers. Card application)

I suggest you, if it is convenient, go to the local branch office or contact the local credit card center to apply!!!

Is it easy to apply for a Minsheng Bank credit card?

Speaking of whether Minsheng Credit Card is easy to apply for, to answer this question, we will always introduce to you the application conditions for Minsheng Bank Credit Card, because only if you meet the application conditions, you can successfully apply for Minsheng Bank Credit Card. .

Under normal circumstances, since the credit limit of Minsheng Bank is higher than that of other banks, the general minimum limit is also 6,000 yuan - 12,000 yuan, so the requirements for customers may be relatively high, but this can be done Let customers handle it once and benefit more in the future.

Generally, if you want to apply for a Minsheng credit card, the customer must be over 18 years old and have independent civil capacity. The most important thing is to have the financial ability to ensure timely repayment. If you want to apply for a higher limit, customers can also provide some asset certificates, such as real estate certificates, car purchase certificates and other information, which will help increase the limit and speed up the process.

If you successfully apply for a Minsheng Bank credit card, you will participate in many Minsheng Bank activities. For example, you can eat a free KFC set meal for two if you spend the full amount of the card every month.

At this point, the question of whether Minsheng Credit Card is easy to apply for should not be the most important. The main thing is to see if Minsheng Bank’s credit card is suitable for everyone to use, otherwise it will be useless.

Which one is better, Minsheng Bank Credit Card or Guangfa Credit Card?

Minsheng Bank Credit Cards include: Women’s Flower Credit Card, Air China Zhiyin·Minsheng Co-branded Credit Card, Minsheng Sohu Aijia Co-branded Credit Card, Hamm Paradise Credit Card, Minsheng China Eastern Airlines Lianmin Credit Card, etc.; compared with Minsheng Bank, the number of credit cards issued by Guangfa Bank is indeed considerable, and it also has a good reputation among consumers. The main types of credit cards of Guangfa Bank include: Guangfa Smart Credit Card, MasterCard Car Owner Card, 7 Tianlian Credit Card, Ctrip Travel Credit Card, China Southern Sky Pearl Credit Card, etc.

Comparing the application conditions, the conditions of the two banks are the same. There are two main ones: 1. Applicants for the main card must be over 18 years old (foreigners, Hong Kong, Macao and Taiwan residents must be over 25 years old). For supplementary cards, Applicants must be over 13 years old (children of non-main card applicants must be over 18 years old); 2. Main card applicants must have a legitimate occupation or stable income. As for application materials, the general requirements are proof of employment, income, credit history and detailed personal information.

Analysis from the characteristics: Minsheng Bank Credit Card: Credit card points are relatively high, installments do not account for the limit, and Minsheng Bank Gold Credit Card also has a very humane lawyer service, and the interest-free period is 25 to 56 days , the handling fee for cash withdrawal is 1, the minimum credit limit is 2,000, and the maximum credit limit is 20,000 yuan. A big drawback of China Minsheng Bank is that it has relatively few branches and its credit cards do not support Alipay. Suitable for those who use Taobao less and value points more.

Guangfa Bank Credit Card: Compared with Minsheng Bank Credit Card, Guangfa Bank does not need to pay handling fees. It can achieve 100% cash withdrawal after half a year of use. Guangfa Bank has more outlets than Minsheng Bank and provides 24-hour loss report service. , and supports Alipay. However, Guangfa Bank's credit card also has its own shortcomings. Compared with Minsheng Bank, Guangfa Bank's credit card has a smaller limit range, with a minimum limit of 3,000 and a maximum limit of 10,000. Guangfa Bank Card is suitable for friends who like full cash withdrawals and low starting installments.

Credit cards from different banks have different advantages and disadvantages. There are also many choices for credit cards from the same bank. Applicants need to choose a credit card based on their actual situation and consumption needs. If it is mainly used for credit card swiping and online payment , it is best to choose a credit card that supports Alipay and installment payment. If there are many cases, you can apply for a credit card that offers no handling fees and a large credit limit.

The most worthy credit card to apply for from Minsheng Bank! Beginner's Guide to Advanced Card Holding!

Since the beginning of 2018, various banks have adjusted their credit card policies, and there have been news of various reductions and shrinking of rights. At this time, selective card holding is a very important measure. How to choose the right credit card? Very important. Many friends have asked, what are the most worthy credit cards to apply for in Minsheng? Here we introduce several card holders from entry level to advanced level for your reference.

Minsheng in Card

Minsheng In Card is very suitable as an entry-level card for Minsheng, because the threshold is relatively low, but you can participate in all activities, and you can redeem a large Starbucks cup with just 1 point. An electronic coupon.

In addition, the Minsheng in card has 3 times the points on birthdays, and an additional 2 times the points on the privilege day on the 27th of every month. If your birthday happens to fall on a privilege day, it can be superimposed, that is, 5 Times.

Minsheng Jingdong Baitiao Co-branded Card

Minsheng Jingdong Baitiao Card is also a card with a relatively low threshold. Basically, those who often shop on Jingdong can apply for it. The card surface is simple and elegant, and its appearance is good. Passable.

The most important thing is that Minsheng’s Little White Card is unconditionally exempt from annual fees during the validity period, enjoys Minsheng’s multiple points policy, can receive various cards and coupons, and points can be automatically redeemed for Jingdong Steel_.

Minsheng Cheche Standard Platinum Card

Minsheng Cheche White is a must-have card for car owners. It is very cost-effective and has three layouts. There is basically no difference. You can choose according to personal preference. However, after the refueling bonus event returns, this card is still worth applying for.

With a point transaction of 2,500 yuan, you can get 4 car washes for 1 yuan next month. The first-year annual fee will be waived. If you swipe the card 18 times a year, the next year's annual fee will be waived. Don't miss it if you own a car.

People's Livelihood Elite Platinum Credit Card

The first-choice People's Livelihood Elite Platinum Credit Card with good qualifications is a must-have for business travelers. It comes in a 1+1 card package. You can freely choose between UnionPay, VISA or UnionPay. Express.

Minsheng Elite White is Minsheng’s high-end card. The annual fee is still waived. The annual fee is 1,800 yuan/year. 200,000 points can be used to offset the next year’s annual fee. New accounts that apply on March 31, 2019 , the first-year annual fee is waived. In terms of rights and interests, Elite White can be said to have everything it should have, as well as global selected benefits and point rewards.

The above are the credit cards that are most worth applying for in Minsheng. From entry to advanced card holders, you can apply according to these categories in order. It is absolutely worth it!

Which Minsheng Credit Card is the most worth applying for?

Elite White has always been a good card and is also a must-choice card for Minsheng Bank’s first credit card. Because new households can waive the annual fee of 1,800 yuan for the first year when applying, old households do not have this benefit. This year Minsheng launched a campaign for high-quality units to apply for free annual fees during the validity period, making it a big hit. Its rights and interests are not default, but can be freely exchanged for the required rights and interests in the form of rights points, thus avoiding the waste of rights and interests. If your unit is on Minsheng’s white list of high-quality units, Elite White is definitely worth applying for.

1. China Minsheng Bank was formally established in Beijing on January 12, 1996. It is China's first national joint-stock commercial bank mainly initiated and established by private enterprises. As a branch-level specialized institution of Minsheng Bank, China Minsheng Bank Credit Card Center was approved to open by the China Banking Regulatory Commission on August 11, 2006. After 14 years of accumulation, it has become one of the leading brands in China's credit card industry. Minsheng Credit Card Center has established 112 branch centers across the country, with nearly 10,000 employees nationwide.

2. China Minsheng Bank Credit Card was officially issued to the public at the Great Hall of the People in Beijing on June 16, 2005. On August 11, 2006, China Minsheng Bank Credit Card Center was established, and on June 4, 2007, it obtained the "Financial License of the People's Republic of China" and began operating under a license. On September 15, 2013, the (Chengdu) Backstage Operation Center was established, providing strong operational support for the business development of the card center. In the past few years, Minsheng Credit Card’s good operating performance has been recognized by all walks of life, and its brand awareness has been increasing day by day. It has won a series of awards and honors: in 2015, it won the “2015 UnionPay Card Business Standards Advanced Award”; in November 2016, in the fourth session Won the "Comprehensive Demonstration Unit Award" in the selection of China's Banking Industry Excellent Customer Service Center; in August 2017, it won the "2017 Best Innovation Project Award in China's Financial Industry" issued by International Data Corporation (IDC); in February 2018, it won the " "System Civilized Unit of the China Banking Regulatory Commission in 2016-2017"; in November, it won the title of "China's Best Consumer Digital Bank"; in 2019, it won the title of "Advanced Unit in the Cultural Construction of the National Financial System".

Which Guangfa Pufa Minsheng Credit Card is better

Minsheng Credit Card is better because Minsheng Credit Card has many business outlets and can conveniently handle various credit card services in person. There is also Minsheng Bank. Attentive service and low credit card service fees.

Which card is better to apply for Minsheng Credit Card

If you want to apply for Minsheng Credit Card, which credit card is better to choose actually depends on your personal card application needs and repayment ability.

In addition, the types of Minsheng Bank Cards include:

1. Ordinary Card: The limit is 3,000-10,000. The annual fee of 100 is waived once in the first year and 8 times in the following year. The following year

2. Gold Card: The annual fee is RMB 300 for the limit of RMB 10,000 to RMB 50,000. The first-year annual fee is waived when you open the card. If you swipe the card 8 times in the same year, the annual fee for the next year is waived for any amount

3. Standard Platinum Card: 50,000-100,000 annual fee of 600 is waived for 8 times with no limit in the first year, and the annual fee is waived when spending 50,000 or more in the following year

4. Deluxe Platinum Card: 100,000-100,000 The annual fee is 200,000, and the annual fee is waived after 3,600 purchases of 960,000.

5. Diamond Card: The annual fee is 200,000 to 1,000,000, and the annual fee is waived after 10,000 purchases of 2.7 million.

If you still have doubts, you can go to the Minsheng Bank Business Center to consult the relevant staff about the specific credit card application conditions and limits. In short, you should choose the type of credit card that best suits you according to your needs.

Minsheng credit cards are quite good. If you want a high limit, apply for a platinum card or diamond card. If you want to shop online or have other needs, you can apply for the corresponding card.

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That’s all for the introduction of which Minsheng credit card is best.