If Jingdong’s credit limit is not enough, you cannot use other people’s bank cards and can only bind your own bank card. However, you can achieve the purpose of paying with someone else's credit card by inviting friends to pay on your behalf.
The following are the steps:
The first step: Select a WeChat friend to pay on your behalf at the JD.com checkout counter
The second step: Click to send a payment request
p>Step 3: Select WeChat friends and click Send
Step 4: Friends click to apply for payment
Step 5: Click to pay generously
Step 6: Select the required credit card to pay