If the credit card holder overdraws his credit card due to the theft of his credit card or online theft and fails to repay it for a long time, the bank will sue the court to ask him to repay the principal, interest and liquidated damages. The court will support the bank's claim.

The court does not support the bank's claim for liquidated damages. For example, in a credit card dispute case, the court rejected the claim for bank liquidated damages.