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Introduction of the Smart Gold Model of Guangfa Bank
The smart gold model of Guangfa Bank follows the dual-use model of one money. The "smart gold account" automatic financial management business refers to the cooperation between Guangfa Bank and E Fund, in which customers pay their consumption bills through the money fund, realizing the dual functions of consumption and financial management in one stop. Customers automatically subscribe for the money fund through the debit card of Guangfa Bank, and enjoy the expected annualized expected income higher than the demand deposit. After the credit card overdraft consumption of Guangfa Bank, it will automatically redeem the money fund to repay the credit card bill when the bill is repaid, enjoying the convenience of automatic repayment of the money fund, and realizing the expected annualized expected income of interest-free overdraft consumption and idle fund financing. The smart gold account of Guangfa Bank integrates three financial products: savings account, money fund and credit card. An account can help customers realize the triple "automation" experience of cash management, wealth appreciation and convenient payment by credit card.
Expected annualized expected income of smart currency of Guangfa Bank.
The monetary fund for the smart money docking of Guangfa Bank is E Fund A, so the expected annualized expected return of the smart money account is both E Fund A's expected annualized expected return. The following is the trend of the seven-day historical expected annualized expected return since E Fund A20 14:
As can be seen from the above figure, the expected annualized expected return of E Fund's currency A is stable and basically maintained at the top, except for the period when individual expected annualized expected returns soar. In particular, the expected annualized expected return of E Fund's currency A soared. On July 3, it reached the highest expected annualized expected return in history, which is a rare expected annualized expected return in all the Internet.
How to open the smart gold account of Guangfa Bank?
1. Go to the homepage of Guangfa Bank and click the "Online Banking Login" button on the left. Enter your account and password to log in to CGB Online Banking. If you don't have a Guangfa debit card, you need to apply first.
2. After entering the online banking, please click "Investment and Financial Management-Funds-Smart Gold Account" to enter the home page of smart gold account. The first time you enter a smart gold account, you need to sign an account opening agreement. Click the button to enter.
3. If you have not opened an E Fund account, the "Bank Account" on this page will not be displayed. Select "E Fund" and the "Fund Account Opening" link will appear on the right. Click to enter.
4. Select the bank account you want to manage, and then select "E Fund" to complete the account opening application. Because it takes two working days to open a fund account, the "Next" button cannot be clicked at this time, and it is grayed out.
5. After two working days, please repeat the above steps 1-3 to complete the automatic subscription agreement, and click "Next" to enter the confirmation page.
6. It can be verified by mobile phone dynamic verification code or "key order" and "key shield", and click "Confirm" to complete the application for smart gold account.