As long as you are over 18 years old, you can go to any bank to apply for a card. There are also many banks that have launched exclusive credit cards for the student group, such as Bank of Communications' Y-POWER credit card campus version, China Merchants Bank's YOUNG card campus version, China Construction Bank's Dragon Card JOY credit card student version, etc.

The application conditions for student credit cards are also relatively simple, as long as you meet the age limit and have no serious bad credit information. Of course, everyone needs to note that the limit of a student credit card may not be very high. Many people apply for a limit of only tens or hundreds of yuan, or even zero. They must first save money before spending, and accumulate good use. Only after the card is recorded can the bank raise the limit.

If college students want to apply for a credit card, it is generally not recommended to apply for a high-level platinum card with high application thresholds and strict requirements on the applicant's economic income level. However, regular cards and gold cards with lower application thresholds are suitable. More suitable for handling.

Unless the client's family is very wealthy, he already has a lot of assets in his name, and his economic level is really high, then it is no problem to apply for a platinum card.

Of course, most people recommend applying for a general card first. Everyone needs to pay attention to the fact that many banks have campus credit cards specially launched for college students, as well as youth credit cards for young people. For example, China Merchants Bank's YOUNG card (youth version), Bank of Communications' Y-POWER card (campus version), China Construction Bank's JOY card (student version), etc. You can also specifically choose such cards to apply.

However, the initial limit of a credit card is not expected to be high, and some campus cards may have an initial limit of zero. But don’t worry too much. The card limit is not static. As long as you pay attention to accumulating good credit in the future, the bank will naturally increase the limit.