There are two different credit cards in the same bank, and the credit limit is not exclusive to * * *. You can swipe one card after swiping the other. If a primary card and a secondary card have a quota of * * *, there will be no quota if one card is maxed out.

Skills of increasing credit card limit:

1. Credit card spending

After owning a credit card, you should stick to credit card spending. Credit card spending limit will be generated every month for more than three months in a row. Don't use it for a while and then freeze it for a long time.

try to spend money by swiping your card wherever you can, regardless of the amount. The more times and businesses you swipe your card, the better. If you swipe your card at one time, it will be easily considered by banks as suspicious of withdrawing cash by credit card, and it will be difficult to raise the amount.

2. Credit card amount and temporary withdrawal

Pay attention to credit card amount and make full use of temporary withdrawal.

Extended information:

Precautions for the use of credit cards:

1. Repayment in full to avoid cyclic interest

Although banks emphasize its interest-free period when popularizing credit cards, most people do not know the rules of interest-free period very clearly, thus spending a lot of money.

2. Temporarily increase the credit limit to avoid maxing out credit cards

In fact, every credit card has a hidden overrun limit. When you maxed out a credit card, it is easy to use the overrun limit, and once you use the overrun limit, it means paying a high overrun fee. Many consumers can't grasp it well in the process of shopping, and credit cards are often maxed out.

I suggest that you apply to the bank in advance to increase the temporary limit, which will not only avoid the credit card explosion, but also increase the credit limit.

3. The minimum repayment amount must be sufficient to avoid late payment fees

In daily life, we often encounter the situation that the capital turnover is not working properly. At this time, you can choose to repay the minimum repayment limit, which will ensure that your personal credit record will not be affected and will not generate too many late fees. However, it needs special attention that the minimum repayment amount must be paid in full, otherwise you will encounter high late fees.

Baidu encyclopedia-credit card limit