Hello, the number of annual fee reductions for installment shopping is counted. \x0d\\x0d\ The annual credit card fee of China Merchants Bank is calculated from the card issuance date (the validity period below the credit card number, and the previous date is the card issuance date), which is not a natural year. Successful application for China Merchants Bank credit card (except unlimited card/platinum card/business card /ANA co-branded card /VISA MINI card /MSN MINI card /VOGUE titanium card /HELLOKITTY fan gold card Miss KITTY perfume credit card) will be valid for one year (from the date of spontaneous card issuance, no. And this offer is valid for a long time before the change notice of the new annual fee preferential policy. \x0d\ The annual fee is calculated from the date of issuance (the date is displayed below the credit card number, the previous date is the date of issuance and the latter date is the expiration date; If only one date is displayed, the validity period). For example, the card says 07/ 10-07/ 13, which means that the credit card was issued on July 20 10, from August 1 to July 3 1.