The overdue Bank of Communications Huimin Loan will have a certain impact on the use of Bank of Communications credit cards. Late payments can cause damage to your credit history, which can affect your credit rating and credit limits with other financial institutions. If your Bank of Communications Huimin Loan is seriously overdue, this may be noticed by other banks or financial institutions. When applying for or using a Bank of Communications credit card, the bank will comprehensively consider your credit record, including overdue status, as the basis for approval and limit setting.

If you want to know your credit situation, you can query it through online loan big data. Online loan big data can clearly reflect users' recent online loan applications, whether online loans are repaid on time, and whether identity information is suspected. You can use credit inquiry tools such as "Xiaoqi Xincha" to obtain a detailed risk report. This way, you can get a clearer picture of your credit standing.

Please note that this is only a reference method, and whether it will be affected ultimately depends on the specific bank's policies and review results. It is recommended that you try your best to repay your loans on time and maintain a good credit record to better protect your credit status.