Taobao card accumulates credit card points for Taobao transactions conducted by Alipay "Quick Pay", but not for online payment of standard cards and insurance cards.

The difference between standard credit card and insurance credit card:

1. standard credit card: annual fee, gold card 300 yuan/year; Puka 100 yuan/year; Supplementary card 150 yuan/year; Puka supplementary card 50 yuan/year.

Warm reminder: the main card is free of annual fee in the first year, and it can be swiped 6 times a year, with unlimited amount, and the annual fee can be automatically reduced in the next year, and so on; Supplementary cards are free of annual fees.

Safety project:

1. All-round traffic accident protection (gold card/universal card);

1) The insured amount of accident insurance for gold card is RMB500,000/RMB300,000 for ordinary card (the full amount of the air ticket payable or more than 80% of the tour fare shall be paid by credit card) (whether it is by credit card payment or online payment of tickets);

2) The insured amount of accidental injury in rail transit of Jinka train and ship is 200,000 yuan/Puka 65438+ 10,000 yuan.

3) The accidental injury of Jinka automobile is 50,000 yuan/puka;

4) Gold card traffic accident medical insurance coverage is 5000 yuan/ordinary card;

5) The hospitalization allowance for traffic accidents with gold card is 30 yuan/day, and the maximum compensation is 180 days/ordinary card;

6) Gold card advances hospitalization medical expenses for traffic accidents/common card sharing (note: public traffic accident insurance is limited to cardholders taking commercial vehicles as passengers);

2. Gas accident protection (only gold card can enjoy):

1) The insured amount of accidental gas injury is 50,000 yuan per person, and the compensation limit for each household is150,000 yuan;

2) The medical insurance coverage for gas accidents is 2,000 yuan per person and the compensation limit for each household is 6,000 yuan;

3) Hospitalization allowance for gas accidents is 30 yuan/day, and the maximum compensation is 180 days;

4) Advance gas hospitalization medical expenses;

2. Insurance credit card: annual fee, 300 yuan/year; Supplementary card 150 yuan/year. Warm reminder: the main card is free of annual fee in the first year, and it can be swiped 6 times a year, with unlimited amount, and the annual fee can be automatically reduced in the next year, and so on; Supplementary cards are free of annual fees.

Safety project:

1. Traffic accident protection:

① The insured amount of accidental injury of aircraft is 500,000 yuan (I have to pay 100% of the fare or more than 80% of the tour fare when swiping the card) (whether swiping the card or purchasing tickets online);

(2) The insured amount of accidental injuries in rail transit of trains and ships is 200,000;

(3) The car accident injured 50,000 yuan.

(4) The insured amount of traffic accident medical insurance is 5000 yuan;

⑤ The hospitalization allowance for traffic accidents is 30 yuan/day, and the maximum payment is 180 days;

⑥ Advance hospitalization expenses for traffic accidents;

2. Gas accident protection:

① The insured amount of accidental gas injury is 50,000 yuan per person, and the compensation limit for each household is 6.5438+0.5 million yuan;

② The medical insurance coverage for gas accidents is 2,000 yuan per person, and the compensation limit for each household is 6,000 yuan;

③ Hospitalization allowance for gas accidents is 30 yuan/day, and the maximum payment is 180 days;

(4) Advance gas hospitalization medical expenses.